Kershaw County property record for 14 Jersey Ct, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,761 sqft · built 2005 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $232,000 (Jul 2023) |
| Tax Bill | $1,441 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 322-19-00-108-SHS |
| Primary APN | 322-19-00-108-SHS |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,761 sqft Gross Area |
| Gross Area | 2,105 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 16,117 sqft (0.369 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Porch |
| Porch Area | 132 sqft |
| Patio Area | 144 sqft |
| Account Number | 47193 |
|---|---|
| Old Parcel Number | 322-19-00-108 SHS |
| Street Address | 14 JERSEY CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-8536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | WEDGWOOD SUBDIVISION PHASE II LOT 108 |
| Legal Subdivision | WEDGWOOD SUBD |
| Legal Phase | 2 |
| Legal Lot Number | 108 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970906 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14 JERSEY CT, ELGIN, SC 29045-8536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIRST COMMUNITY BANK |
| Aug 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage FIRST COMMUNITY BANK |
| Jul 26, 2023 | Deed, Transfer · FHA Mortgage FIRST COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2023 · Amount on Record |
| Deed Sale | Jul 26, 2023 · Amount on Record |
| Prior Sale | Dec 28, 2005 · Amount on Record |
| Deed Document Number | 2023-6379 |
| Deed Book / Page | 4986 / 239 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 14 JERSEY CT, ELGIN, SC 29045-8536 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020237111 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 4999/137 |
| Instrument | 2023-7111 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 16, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 14 JERSEY CT, ELGIN, SC 29045-8536 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020237110 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 4999/126 |
| Instrument | 2023-7110 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jul 26, 2023 |
| Property Address | 14 JERSEY CT, ELGIN, SC 29045-8536 |
| Document Number | 0020236379 |
| Book / Page | 4986 / 239 |
| Map Reference | MB B-144 PG 4 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 2023-6379 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $603.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 JERSEY CT, ELGIN, SC 29045-8536 |
| Document Number | 0020236380 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 2023-6380 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Number | 0020236381 |
|---|---|
| Date | Jul 26, 2023 |
| Book Page | 4986/253 |
| Instrument | 2023-6381 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 25, 2033 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,441.00 (+38.03%) | $232,100 (-) Land $30,000 Building $202,100 | $232,100 (-) |
| 2023 | $1,044.00 (-4.92%) | $232,100 (+19.76%) Land $30,000 Building $202,100 | $232,100 (+19.76%) |
| 2022 | $1,098.00 | $193,800 Land $30,000 Building $163,800 | $193,800 Land $30,000 Building $163,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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