12 Jersey Ct, Elgin, SC 29045 Property Records

Kershaw County property record for 12 Jersey Ct, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details2,575 sqft · built 2006
Lot Size0.3 acres (13,068 sqft)
Owner2 Individuals on Record
Last Sale$250,000 (May 2024)
Tax Bill$1,113 (2025)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN322-19-00-107-SHS

Property Details

APN / Parcel Number

Primary APN322-19-00-107-SHS
Alternative APN
  • 47261

Interior

Stories1 Story
Building Area2,575 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialVinyl
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area440 sqft
PorchPorch
Porch Area17 sqft
Patio Area100 sqft

Location & Zoning

Account Number47261
Street Address12 JERSEY CT
CityELGIN
StateSC
Zip29045-8536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionWEDGWOOD SUBDIVISION LOT 107
Legal SubdivisionWEDGWOOD SUBD
Legal Lot Number107
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2002
Census Tract970906

Owner

Source: Kershaw County assessment roll, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address12 JERSEY CT, ELGIN, SC 29045-8536
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2024 · Amount on Record
Deed SaleMay 13, 2024 · Amount on Record
Prior SaleJul 7, 2011
Deed Document Number20243807
Deed Book / Page5138 / 28
Record UpdatedJun 8, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address12 JERSEY CT, ELGIN, SC 29045-8536
Document Number0000005442
Instrument DateJun 22, 2017
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 JERSEY CT ELGIN SC 290458536, ELGIN, SC 29045-8536

Mortgage

Document Number0000005442
DateJul 7, 2017
Book Page003718/000225
Instrument5442
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 6, 2047

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,113.00 (+4.12%)$250,000 (+33.62%) Land $30,000 Building $220,000$250,000 (+33.62%)
2023$1,069.00$187,100 Land $30,000 Building $157,100$187,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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