14 Jay St, Coldwater, MI 49036 Property Records

Branch County property record for 14 Jay St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,542 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$53,000 (May 2010)
Tax Bill	$998 (2025)
Flood Zone	Zone X (minimal risk)
APN	`304-000-000-043-00`

Property Details

APN / Parcel Number

Primary APN	`304-000-000-043-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,542 sqft Building Perimeter
1st Floor Area	1,112 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	7,405 sqft (0.17 acres)
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	14 JAY ST
City	COLDWATER
State	MI
Zip	49036-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT INT OF W LI OF JAY ST WI S LI OF CHICAGO ST TH S 00DEG 03MIN E 105 FT TO TRUE POB TH S 00DEG 03MIN E 60 FT TH N 86DEG
Legal Subdivision	J B CRIPPENS ADDITION
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1008
Census Tract	951600

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 JAY ST, COLDWATER, MI 49036-1820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2010 · Amount on Record
Deed Sale	May 10, 2010 · Amount on Record
Prior Sale	Jul 14, 2009 · Amount on Record
Deed Document Number	20102982
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,600 (+10.49%)	$103,200 (+10.49%)
2025	$998.00 (+3.63%)	$46,700 (+27.25%)	$93,400 (+27.25%)
2024	$963.00
2023		$36,700	$73,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20