14 Jacks Cabin Dr, Defiance, MO 63341 Property Records

St. Charles County property record for 14 Jacks Cabin Dr, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,220 sqft · built 1994
Lot Size	3.3 acres (143,748 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Feb 2021)
Tax Bill	$5,267 (2025)
Deeds & Mortgages	May 2026 Transfer Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A870002019`

Property Details

APN / Parcel Number

Primary APN	`A870002019`
Alternative APN	`3-0054-6058-00-0125.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,220 sqft Living Area
Gross Area	3,990 sqft
1st Floor Area	1,822 sqft
Basement Area	1,788 sqft
Finished Basement	1,398 sqft
Unfinished Basement	390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	143,748 sqft
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	339 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870002019
Street Address	14 JACKS CABIN DR
City	DEFIANCE
State	MO
Zip	63341-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALLAWAY FARMS #4 LOT 125
Legal Subdivision	CALLAWAY FARMS #4
Legal Lot Number	125
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	4
Census Block	4000
Census Tract	312204

Owner

14 Jacks Cabin Dr is owned and occupied by two individuals who bought it in February 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 JACKS CABIN DR, DEFIANCE, MO 63341-1324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Feb 25, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 25, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 24, 2018	Deed of Trust, Mortgage · Line of Credit MISSOURI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Prior Sale	May 9, 2013 · Amount on File
Deed Document Number	202116433
Prior Transfer Date	Jun 26, 2006
Prior Transfer Doc	0045230630
Record Updated	Oct 29, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 29, 2026
Property Address	14 JACKS CABIN DR, DEFIANCE, MO 63341-1324
Document Number	0000025325
Instrument Date	May 26, 2026
Instrument	202625325
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 JACKS CABIN DR, DEFIANCE, MO 63341-1324

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 25, 2021
Property Address	14 JACKS CABIN DR, DEFIANCE, MO 63341-1324
Document Number	2021R016433
Map Reference	MB 25 PG 149
Instrument Date	Feb 12, 2021
Instrument	2021R-016433
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4521 KENTSFIELD LN APT 108, 4521, COLUMBIA, MO 65201-3556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 JACKS CABIN DR, DEFIANCE, MO 63341-1324

Mortgage

Document Number	2021R016434
Date	Feb 25, 2021
Instrument	2021R-016434

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 25, 2021
Property Address	14 JACKS CABIN DR, DEFIANCE, MO 63341-1324
Document Number	0000016433
Map Reference	MB 25 PG 149
Instrument Date	Feb 12, 2021
Instrument	2021R-016433
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4521 KENTSFIELD LN APT 108, 108, COLUMBIA, MO 65201-3556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 JACKS CABIN DR, DEFIANCE, MO 63341-1324

Mortgage

Document Number	0000016434
Date	Feb 25, 2021
Instrument	2021R-016434

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	14 JACKS CABIN DR, DEFIANCE, MO 63341-1324
Document Number	0069580918
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 JACKS CABIN DR DEFIANCE MO 633411324, DEFIANCE, MO 63341-1324

Mortgage

Document Number	0069580918
Date	Aug 3, 2018
Book Page	006958/000918
Instrument	443270

Lender

Name	MISSOURI CU
Type	Credit Union
Address	COLUMBIA, MO 65203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 2, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14 Jacks Cabin Dr was $5,267, up 1.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,975 (-)	$463,027 (-) Land $87,595 Building $375,432
2025	$5,267.00 (+1.64%)	$87,975	$463,027 Land $87,595 Building $375,432
2024	$5,182.00
2023		$84,019
2022			$442,203 Land $72,996 Building $369,207

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14 Jacks Cabin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Jacks Cabin Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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