St. Charles County property record for 12 Jacks Cabin Dr, Defiance, MO 63341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,134 sqft · built 2001 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $865,000 (Jan 2026) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A883001007 |
| Primary APN | A883001007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,134 sqft Living Area |
| Gross Area | 6,318 sqft |
| 1st Floor Area | 2,784 sqft |
| Basement Area | 2,784 sqft |
| Finished Basement | 1,350 sqft |
| Unfinished Basement | 1,434 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 131,116 sqft |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Patio Area | 380 sqft |
| Account Number | A883001007 |
|---|---|
| Street Address | 12 JACKS CABIN DR |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALLAWAY FARMS #5 LOT 127 |
| Legal Subdivision | CALLAWAY FARMS #5 |
| Legal Lot Number | 127 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 312204 |
12 Jacks Cabin Dr is owned and occupied by two individuals who bought it in January 2026.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 JACKS CABIN DR, DEFIANCE, MO 63341-1324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2026 · Amount on File |
| Deed Sale | Jan 15, 2026 · Amount on File |
| Prior Sale | Mar 31, 2014 · Amount on File |
| Deed Document Number | 20262308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 15, 2026 |
| Property Address | 12 JACKS CABIN DR, DEFIANCE, MO 63341-1324 |
| Document Number | 0000002308 |
| Map Reference | MB 26 PG 199 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 2026R-002308 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 74 WOLF MEADOW CT, SAINT PETERS, MO 63304-7708 |
| Name | Verified Name |
|---|---|
| Address | 12 JACKS CABIN DR, DEFIANCE, MO 63341-1324 |
| Document Number | 0000002309 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 2026R-002309 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $132,923 (-) | $699,597 (-) Land $83,997 Building $615,600 |
| 2025 | $132,923 | $699,597 Land $83,997 Building $615,600 |
| 2023 | $126,592 | |
| 2022 | $666,271 Land $69,998 Building $596,273 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Jacks Cabin Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Jacks Cabin Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
May also be available: Wisper ISP.
5G (outdoors only) and 4G LTE
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