14 Ivy Spring Ln, Fredericksburg, VA 22406 Property Records

Stafford County property record for 14 Ivy Spring Ln, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,336 sqft · built 2013
Lot Size	0.349 acres (15,237 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (Jun 2023)
Tax Bill	$4,645 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44R-14B-1046`

Property Details

APN / Parcel Number

Primary APN	`44R-14B-1046`
Alternative APN	`51172`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area
Basement Area	1,008 sqft
Finished Basement	895 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,237 sqft (0.349 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	42 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	51172
Street Address	14 IVY SPRING LN
City	FREDERICKSBURG
State	VA
Zip	22406-8205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 1046 SEC 14B 15235 SF STAFFORD LAKES VILLAGE
Legal Subdivision	STAFFORD LAKES VILLAGE
Legal Lot Number	1046
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	3
Census Block	3011
Census Tract	10307

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 IVY SPRING LN, FREDERICKSBURG, VA 22406-8205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Warranty Deed, Transfer · ARM APPLE FEDERAL CREDIT UNION
Nov 18, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Oct 18, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Dec 11, 2013 · Amount on Record
Deed Document Number	230007796
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Jun 28, 2023
Property Address	14 IVY SPRING LN, FREDERICKSBURG, VA 22406-8205
Document Number	0230007796
Instrument Date	Jun 26, 2023
Instrument	230007796
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 IVY SPRING LN, FREDERICKSBURG, VA 22406-8205

Mortgage

Document Number	0230007797
Date	Jun 28, 2023
Instrument	230007797

Lender

Name	APPLE FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	14 IVY SPRING LN, FREDERICKSBURG, VA 22406-8205
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210038553
Date	Nov 18, 2021
Instrument	210038553

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2046

Interest

Rate Type	Fixed Rate

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	14 IVY SPRING LN, FREDERICKSBURG, VA 22406-8205
Document Number	170001858
Instrument Date	Oct 18, 2016
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 IVY SPRING LN FREDERICKSBURG VA 224068205, FREDERICKSBURG, VA 22406-8205

Mortgage

Document Number	170001858
Date	Jan 30, 2017
Instrument	1858

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,645.00 (+13.4%)	$495,900 (+14.39%) Land $130,000 Building $365,900	$495,900 (+14.39%) Land $130,000 Building $365,900
2023	$4,096.00 (+20.9%)	$433,500 (-) Land $120,000 Building $313,500	$433,500 (-) Land $120,000 Building $313,500
2022		$433,500 Land $120,000 Building $313,500	$433,500 Land $120,000 Building $313,500
2021	$3,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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