11 Ivy Spring Ln, Fredericksburg, VA 22406 Property Records

Stafford County property record for 11 Ivy Spring Ln, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,576 sqft · built 2010
Lot Size	0.248 acres (10,829 sqft)
Owner	Owner Name on Record
Last Sale	$259,655 (Feb 2010)
Tax Bill	$3,854 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44R-13-966`

Property Details

APN / Parcel Number

Primary APN	`44R-13-966`
Alternative APNs	`044R 13 966` `48786`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Basement Area	1,576 sqft
Finished Basement	1,160 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,829 sqft (0.248 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	48786
Old Parcel Number	044R 13 966
Street Address	11 IVY SPRING LN
City	FREDERICKSBURG
State	VA
Zip	22406-8205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 966 SEC 13 10828 SQFT STAFFORD LAKES VILLAGE
Legal Subdivision	STAFFORD LAKES VILLAGE
Legal Lot Number	966
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	3
Census Block	3006
Census Tract	10307

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	11 IVY SPRING LN, FREDERICKSBURG, VA 22406-8205
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2010 · Amount on Record
Deed Sale	Feb 1, 2010 · Amount on Record
Deed Document Number	100001487
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	11 IVY SPRING LN, FREDERICKSBURG, VA 22406-8205
Document Number	200023230
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 IVY SPRING LN FREDERICKSBURG VA 224068205, FREDERICKSBURG, VA 22406-8205

Mortgage

Document Number	200023230
Date	Sep 14, 2020
Instrument	23230

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

Interest

Rate Type	Fixed Rate
Rate	3.99%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	11 IVY SPRING LN, FREDERICKSBURG, VA 22406-8205
Document Number	180013090
Instrument Date	Jul 28, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180013090
Date	Aug 3, 2018
Instrument	13090

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 2, 2033

Interest

Rate Type	Fixed Rate
Rate	4.63%

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,854.00 (+1.74%)	$411,500 (+2.64%) Land $130,000 Building $281,500	$411,500 (+2.64%) Land $130,000 Building $281,500
2023	$3,788.00 (+17.02%)	$400,900 Land $120,000 Building $280,900	$400,900 Land $120,000 Building $280,900
2021	$3,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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