14 Heritage Ct, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 14 Heritage Ct, Demarest, NJ 07627

Property Summary

Property Type	Single Family Home
Details	3,433 sqft · built 1960
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,295,000 (Jun 2017)
Tax Bill	$27,873 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00097-02-00004`

Property Details

APN / Parcel Number

Primary APN	`09-00097-02-00004`
Alternative APNs	`0900097000200004` `0900097B00004`

Interior

Building Area	3,433 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	14,985 sqft (0.344 acres)

Location & Zoning

Old Parcel Number	0900097B00004
Street Address	14 HERITAGE CT
City	DEMAREST
State	NJ
Zip	07627-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.344AC
Legal Subdivision	KENT BUILDERS INC
Legal Block	97.02
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	DEMAREST
Census Block Group	1
Census Block	1010
Census Tract	9100

Owner

Source: Bergen County and Demarest Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 HERITAGE CT, DEMAREST, NJ 07627-2506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2017 · Amount on Record
Deed Sale	Jun 7, 2017 · Amount on Record
Prior Sale	May 21, 1999 · Amount on Record
Deed Document Number	201743658
Deed Book / Page	2631 / 575
Record Updated	Oct 29, 2026

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 7, 2017
Property Address	14 HERITAGE CT, DEMAREST, NJ 07627-2506
Document Number	0026310575
Book / Page	02631 / 0575
Instrument Date	May 30, 2017
Instrument	17-043658
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 E 79TH ST # ST14B, 300, NEW YORK, NY 10075-0993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HERITAGE CT, DEMAREST, NJ 07627-2506

Mortgage

Document Number	0026310581
Date	Jun 7, 2017
Book Page	02631/0581
Instrument	17-043658.01

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Demarest Borough
Elementary School District	Demarest Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,544,200 (-) Land $700,700 Building $843,500	$1,544,200 (-) Land $700,700 Building $843,500
2025	$27,873.00 (+3.58%)	$1,544,200 (+80.78%) Land $700,700 Building $843,500	$1,544,200 (+80.78%) Land $700,700 Building $843,500
2024	$26,910.00 (+10.97%)
2023		$854,200 Land $418,800 Building $435,400	$854,200 Land $418,800 Building $435,400
2022	$24,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20