Bergen County and Demarest Borough property record for 10 Heritage Ct, Demarest, NJ 07627 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4,266 sqft · built 2017 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,928,000 (Jun 2018) |
| Tax Bill | $44,966 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00097-02-00003 |
| Primary APN | 09-00097-02-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,266 sqft Living Area |
| 1st Floor Area | 4,266 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Frame |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 127 ft deep x 118 ft wide |
| Old Parcel Number | 0900097B00003 |
|---|---|
| Street Address | 10 HERITAGE CT |
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.344AC |
| Legal Subdivision | KENT BUILDERS INC |
| Legal Block | 97.2 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records · APN 09-00097-02-00003
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 10 HERITAGE CT, DEMAREST, NJ 07627-2506 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 17, 2024 | Intrafamily Transfer, Transfer |
| May 02, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jun 19, 2018 | Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2018 · Amount on Record |
| Deed Sale | Jun 19, 2018 · Amount on Record |
| Prior Sale | Aug 20, 2016 · Amount on Record |
| Deed Document Number | 201818-042642 |
| Deed Book / Page | 2970 / 1023 |
| Last Transfer Date | Jan 09, 2024 |
| Transfer Doc | 0051600479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 17, 2024 |
| Property Address | 10 HERITAGE CT, DEMAREST, NJ 07627-2506 |
| Document Number | 0051600479 |
| Book / Page | 5160 / 479 |
| Instrument Date | Jan 09, 2024 |
| Instrument | 2024003185 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 HERITAGE CT, DEMAREST, NJ 07627-2506 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 10 HERITAGE CT, DEMAREST, NJ 07627-2506 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 HERITAGE CT, DEMAREST, NJ 07627-2506 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0046680608 |
|---|---|
| Date | May 02, 2022 |
| Book Page | 4668/608 |
| Instrument | 2022046832 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 HERITAGE CT, DEMAREST, NJ 07627-2506 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0035830798 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 3583/798 |
| Instrument | 20-043712 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | May 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 19, 2018 |
| Property Address | 10 HERITAGE CT, DEMAREST, NJ 07627-2506 |
| Document Number | 0029701023 |
| Book / Page | 002970 / 001023 |
| Instrument Date | Jun 04, 2018 |
| Instrument | 42642 |
| Transaction Type | Transfer |
| Record Updated | Jul 03, 2018 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,928.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 HERITAGE CT DEMAREST NJ 076272506, DEMAREST, NJ 07627-2506 |
Source: Bergen County and Demarest Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,491,200 (-) Land $737,600 Building $1,753,600 | $2,491,200 (-) Land $737,600 Building $1,753,600 | |
| 2025 | $44,966.00 (-8.97%) | $2,491,200 (+54.17%) Land $737,600 Building $1,753,600 | $2,491,200 (+54.17%) Land $737,600 Building $1,753,600 |
| 2024 | $49,398.00 (+7.68%) | ||
| 2023 | $1,615,900 (-) Land $418,800 Building $1,197,100 | $1,615,900 (-) Land $418,800 Building $1,197,100 | |
| 2022 | $45,875.00 (+2.95%) | $1,615,900 Land $418,800 Building $1,197,100 | $1,615,900 Land $418,800 Building $1,197,100 |
| 2021 | $44,562.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030091001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Nearby Flood Policies | 19 in force 15 of 19 on primary residences |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Wildfire Risk | Low above 3% of the US · above 8% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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