14 Gladiola Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 14 Gladiola Dr, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,044 sqft · built 1994
Lot Size	0.184 acres (8,024 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Dec 2020)
Tax Bill	$10,959 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00001-13-00029`

Property Details

APN / Parcel Number

Primary APN	`21-00001-13-00029`
Alternative APNs	`2100001001300029` `31132900`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,044 sqft Living Area
1st Floor Area	1,022 sqft
Upper Floors Area	1,022 sqft
Basement Area	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	8,024 sqft (0.184 acres)
Lot Dimensions	107 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	648 sqft
Deck Area	120 sqft
Patio Area	976 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	31132900
Street Address	14 GLADIOLA DR
City	HOWELL
State	NJ
Zip	07731-2878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	RAMTON KNOLLS AMD
Legal Block	1.13
Legal Lot Number	29
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3000
Census Tract	811501

Owner

14 Gladiola Dr is owned and occupied by an individual who bought it in December 2020.

Source: Monmouth County and Howell Township records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	14 GLADIOLA DR, HOWELL, NJ 07731-2878
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK
Dec 3, 2020	Grant Deed, Transfer · Conventional Mortgage CARDINAL FIN'L
Oct 24, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Sep 18, 2018	Grant Deed, Transfer · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Prior Sale	Sep 19, 1994 · Amount on File
Deed Document Number	2020144517
Deed Book / Page	9462 / 787
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 27, 2026
Property Address	14 GLADIOLA DR, HOWELL, NJ 07731-2878
Document Number	0000070892
Book / Page	9810 / 785
Instrument Date	Aug 17, 2026
Instrument	202670892
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 GLADIOLA DR, HOWELL, NJ 07731-2878

Mortgage

Document Number	0000070892,
Date	Aug 27, 2026
Book Page	9810/785
Instrument	202670892

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2056

Interest

Max Rate	-1%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 3, 2020
Property Address	14 GLADIOLA DR, HOWELL, NJ 07731-2878
Document Number	0000144517
Book / Page	009462 / 000787
Instrument Date	Nov 10, 2020
Instrument	144517
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 GLADIOLA DR HOWELL NJ 077312878, HOWELL, NJ 07731-2878

Mortgage

Document Number	144518
Date	Dec 3, 2020
Book Page	009462/000830
Instrument	144518

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	14 GLADIOLA DR, HOWELL, NJ 07731-2878
Document Number	0000104305
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 GLADIOLA DR HOWELL NJ 077312878, HOWELL, NJ 07731-2878

Mortgage

Document Number	0000104305
Date	Nov 7, 2019
Book Page	009377/007132
Instrument	104305

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 18, 2018
Property Address	14 GLADIOLA DR, HOWELL, NJ 07731-2878
Document Number	0000092604
Book / Page	009312 / 004662
Instrument Date	May 23, 2018
Instrument	92604
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 GLADIOLA DR HOWELL NJ 077312878, HOWELL, NJ 07731-2878

Mortgage

Document Number	92605
Date	Sep 18, 2018
Book Page	009312/004668
Instrument	92605

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 14 Gladiola Dr was $10,959, up 6.3% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$692,500 (+8.3%) Land $359,200 Building $333,300	$692,500 (+8.3%) Land $359,200 Building $333,300
2025	$10,959.00 (+6.31%)	$639,400 Land $309,200 Building $330,200	$639,400 Land $309,200 Building $330,200
2024	$10,309.00
2023		$574,800 Land $269,200 Building $305,600	$574,800 Land $269,200 Building $305,600
2022	$10,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Gladiola Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Gladiola Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Gladiola Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures