10 Gladiola Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 10 Gladiola Dr, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,900 sqft · built 1995
Lot Size	0.187 acres (8,133 sqft)
Owner	Company Name on File
Last Sale	$606,000 (Jan 2025)
Tax Bill	$10,615 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-00001-13-00027`

Property Details

APN / Parcel Number

Primary APN	`21-00001-13-00027`
Alternative APNs	`2100001001300027` `31132700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,900 sqft Living Area
1st Floor Area	1,016 sqft
Upper Floors Area	884 sqft
Basement Area	1,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	8,133 sqft (0.187 acres)
Lot Dimensions	107 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	31132700
Street Address	10 GLADIOLA DR
City	HOWELL
State	NJ
Zip	07731-2878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	RAMTOWN KNOLLS
Legal Block	1.13
Legal Lot Number	27
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3000
Census Tract	811501

Owner

10 Gladiola Dr is owned by a company that bought it in January 2025.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	Company Name on File
Mailing Address	10 GLADIOLA DR, HOWELL, NJ 07731-2878
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Commercial Mortgage CHAMPIONS FUNDING LLC
Sep 21, 2019	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2025 · Amount on File
Deed Sale	Jan 28, 2025 · Amount on File
Prior Sale	Jul 5, 2011 · Amount on File
Deed Document Number	20257467
Deed Book / Page	9723 / 2220
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	10 GLADIOLA DR, HOWELL, NJ 07731-2878
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	CROSS BRIDGE TITLE LLC, CROSS BRIDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 NEWBURY RD, HOWELL, NJ 07731-2164

Mortgage

Document Number	0097670826
Date	Nov 21, 2025
Book Page	9767/826
Instrument	2025093719

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2055

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	10 GLADIOLA DR, HOWELL, NJ 07731-2878
Document Number	0000098236
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 GLADIOLA DR HOWELL NJ 077312878, HOWELL, NJ 07731-2878

Mortgage

Document Number	0000098236
Date	Oct 18, 2019
Book Page	009374/008012
Instrument	98236

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10 Gladiola Dr was $10,615, up 4.5% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$613,200 (-0.98%) Land $358,700 Building $254,500	$613,200 (-0.98%) Land $358,700 Building $254,500
2025	$10,615.00 (+4.5%)	$619,300 Land $308,700 Building $310,600	$619,300 Land $308,700 Building $310,600
2024	$10,158.00
2023		$566,500 Land $268,700 Building $297,800	$566,500 Land $268,700 Building $297,800
2022	$10,469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Gladiola Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Gladiola Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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