Essex County and Bloomfield Township property record for 14 Ernst Ave, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,532 sqft · built 1937 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Aug 2021) |
| Tax Bill | $15,240 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jul 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01264-0000-00004 |
| Primary APN | 02-01264-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,532 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Old Parcel Number | 020126400004 |
|---|---|
| Street Address | 14 ERNST AVE |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-4509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | 45 X 100 |
| Legal Block | 1264 |
| Legal Lot Number | 4 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 14900 |
Source: Essex County and Bloomfield Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 ERNST AVE, BLOOMFIELD, NJ 07003-4509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Aug 10, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Oct 5, 2018 | Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG |
| Apr 2, 2018 | Grant Deed, Transfer · VA Mortgage EVOLVE BK&TR |
| Dec 13, 2017 | Grant Deed, Transfer SELECT TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on File |
| Deed Sale | Aug 13, 2021 · Amount on File |
| Prior Sale | Apr 2, 2018 · Amount on File |
| Deed Document Number | 2021100115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 13, 2021 |
| Property Address | 14 ERNST AVE, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000100115 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 2021100115 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 HOLYOKE RD, WAYNE, NJ 07470-2053 |
| Name | Verified Name |
|---|---|
| Address | 14 ERNST AVE, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000100116 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021100116 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 14 ERNST AVE, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000089578 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 ERNST AVE BLOOMFIELD NJ 070034509, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000089578 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 89578 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 14 ERNST AVE, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000079698 |
| Instrument Date | Aug 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 ERNST AVE BLOOMFIELD NJ 070034509, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000079698 |
|---|---|
| Date | Aug 24, 2019 |
| Instrument | 79698 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 23, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 14 ERNST AVE, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000090133 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 ERNST AVE BLOOMFIELD NJ 070034509, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000090133 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 90133 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 16, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 2, 2018 |
| Property Address | 14 ERNST AVE, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000028091 |
| Instrument Date | Jan 24, 2018 |
| Instrument | 28091 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $332.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 ERNST AVE BLOOMFIELD NJ 070034509, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 28092 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 28092 |
| Name | EVOLVE BK&TR |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Dec 13, 2017 |
| Property Address | 14 ERNST AVE, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000108497 |
| Instrument Date | Oct 3, 2017 |
| Instrument | 108497 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2018 |
| Title Company | SELECT TITLE COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 120 S 6TH ST #2100 MINNEAPOLIS MN 554021823, 2100, MINNEAPOLIS, MN 55402-1823 |
| Investor | Possibly a Property Investor |
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $436,800 (-) Land $196,500 Building $240,300 | $436,800 (-) Land $196,500 Building $240,300 | |
| 2025 | $15,240.00 (+2.86%) | $436,800 (+0.53%) Land $196,500 Building $240,300 | $436,800 (+0.53%) Land $196,500 Building $240,300 |
| 2024 | $14,816.00 (+8.45%) | ||
| 2023 | $434,500 Land $196,500 Building $238,000 | $434,500 Land $196,500 Building $238,000 | |
| 2022 | $13,662.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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