Essex County and Bloomfield Township property record for 10 Ernst Ave, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,694 sqft · built 1930 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Company Name on File |
| Last Sale | $510,000 (Jul 2018) |
| Tax Bill | $16,876 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01264-0000-00003 |
| Primary APN | 02-01264-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,694 sqft Living Area |
| 1st Floor Area | 1,694 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Old Parcel Number | 020126400003 |
|---|---|
| Street Address | 10 ERNST AVE |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-4509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | 50 X 100 |
| Legal Block | 1264 |
| Legal Lot Number | 3 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 14900 |
10 Ernst Ave is owned by a company that bought it in July 2018.
Source: Essex County and Bloomfield Township records, as of July 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10 ERNST AVE, BLOOMFIELD, NJ 07003-4509 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Line of Credit VISIONS FEDERAL CREDIT UNION |
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FNDG |
| Jul 20, 2018 | Grant Deed, Transfer · Conventional Mortgage FAMILY FIRST FNDG |
| Jan 23, 2017 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2018 · Amount on File |
| Deed Sale | Jul 20, 2018 · Amount on File |
| Prior Sale | Aug 10, 2009 · Amount on File |
| Deed Document Number | 201862620 |
| Prior Transfer Date | Jan 7, 1989 |
| Prior Transfer Doc | 5062000012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 29, 2026 |
| Property Address | 10 ERNST AVE, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000029052 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202629052 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BESPOKE TITLE AND SETTLEMENT |
| Name | Verified Name |
|---|---|
| Address | 10 ERNST AVE, BLOOMFIELD, NJ 07003-4509 |
| Investor | Possibly a Property Investor |
| Document Number | 0000029052, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 202629052 |
| Name | VISIONS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 10 ERNST AVE, BLOOMFIELD, NJ 07003-4509 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | BONAFIDE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000095236 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021095236 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 10 ERNST AVE, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000100345 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | BONAFIDE TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 ERNST AVE BLOOMFIELD NJ 070034509, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000100345 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 100345 |
| Name | FAMILY FIRST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 21, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 20, 2018 |
| Property Address | 10 ERNST AVE, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000062620 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 62620 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 ERNST AVE BLOOMFIELD NJ 070034509, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 62621 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 62621 |
| Name | FAMILY FIRST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 10 ERNST AVE, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000009540 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 ERNST AVE BLOOMFIELD NJ 070034509, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000009540 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 9540 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 31, 2032 |
The 2025 property tax bill for 10 Ernst Ave was $16,876, up 2.9% from the year before.
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $483,700 (-) Land $197,700 Building $286,000 | $483,700 (-) Land $197,700 Building $286,000 | |
| 2025 | $16,876.00 (+2.86%) | $483,700 Land $197,700 Building $286,000 | $483,700 Land $197,700 Building $286,000 |
| 2024 | $16,407.00 | ||
| 2023 | $483,700 Land $197,700 Building $286,000 | $483,700 Land $197,700 Building $286,000 | |
| 2022 | $15,488.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Ernst Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Ernst Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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