14 Endicott St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 14 Endicott St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,096 sqft · built 1910
Lot Size	0.101 acres (4,408 sqft)
Owner	Individual Name on Record
Last Sale	$589,000 (Jun 2022)
Tax Bill	$5,620 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-F B:0017 L:0003`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-F B:0017 L:0003`
Alternative APNs	`M:005=F B:0017 L:0003` `5551013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,096 sqft Living Area
Gross Area	2,033 sqft
1st Floor Area	674 sqft
Basement Area	609 sqft
Unfinished Basement	609 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,408 sqft (0.101 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5551013
Street Address	14 ENDICOTT ST
City	SAUGUS
State	MA
Zip	01906-3940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	17
Legal Lot Number	3
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3005
Census Tract	208102

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 ENDICOTT ST, SAUGUS, MA 01906-3940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Mar 15, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO
Sep 28, 2018	Quit Claim Deed, Transfer STEVEN A ROSS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	Mar 15, 2019 · Amount on Record
Deed Book / Page	41031 / 60
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jun 28, 2022
Property Address	14 ENDICOTT ST, SAUGUS, MA 01906-3940
Document Number	0041031-60
Book / Page	41031 / 60
Instrument Date	Jun 28, 2022
Instrument	20220628002090
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ENDICOTT ST, SAUGUS, MA 01906-3940

Mortgage

Document Number	220628002100
Date	Jun 28, 2022
Instrument	220628002100

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Mar 15, 2019
Property Address	14 ENDICOTT ST, SAUGUS, MA 01906-3940
Document Number	37384-542
Book / Page	37384 / 542
Instrument Date	Mar 15, 2019
Instrument	20190315004240
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ENDICOTT ST, SAUGUS, MA 01906-3940

Mortgage

Document Number	190315004250
Date	Mar 15, 2019
Instrument	190315004250

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Sep 28, 2018
Property Address	14 ENDICOTT ST, SAUGUS, MA 01906-3940
Document Number	37050-458
Book / Page	037050 / 000458
Instrument Date	Sep 11, 2018
Instrument	1809288280
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,135.44
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	870 HAVERHILL ST ROWLEY MA 019692450, ROWLEY, MA 01969-2450

Mortgage

Document Number	37050-460
Date	Sep 28, 2018
Book Page	037050/000460
Instrument	1809288290

Lender

Name	STEVEN A ROSS

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,620.00 (+3.8%)	$539,300 (+6.39%) Land $325,000 Building $214,300	$590,133 (+7.4%)
2025	$5,414.00 (+4.62%)	$506,900 (+4.32%) Land $295,400 Building $211,500	$549,480
2024	$5,175.00 (+3.25%)	$485,900 (+9.17%) Land $278,600 Building $207,300
2023	$5,012.00	$445,100 Land $244,800 Building $200,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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