12 Endicott St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 12 Endicott St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1930
Lot Size	0.09 acres (3,933 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Feb 2024)
Tax Bill	$5,744 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-F B:0017 L:0002`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-F B:0017 L:0002`
Alternative APNs	`M:005=F B:0017 L:0002` `2120016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,196 sqft Living Area
Gross Area	2,265 sqft
1st Floor Area	644 sqft
Basement Area	644 sqft
Unfinished Basement	644 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,933 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2120016
Street Address	12 ENDICOTT ST
City	SAUGUS
State	MA
Zip	01906-3940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	17
Legal Lot Number	2
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3005
Census Tract	208102

Owner

12 Endicott St is owned and occupied by an individual who bought it in February 2024.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 ENDICOTT ST, SAUGUS, MA 01906-3940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2024 · Amount on File
Deed Sale	Feb 21, 2024 · Amount on File
Deed Document Number	20241120
Deed Book / Page	41991 / 329
Prior Transfer Date	Feb 20, 2024
Prior Transfer Doc	041991-329
Record Updated	Oct 29, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Feb 21, 2024
Property Address	12 ENDICOTT ST, SAUGUS, MA 01906-3940
Document Number	041991-329
Book / Page	41991 / 329
Instrument Date	Feb 20, 2024
Instrument	20240221001120
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ENDICOTT ST, SAUGUS, MA 01906-3940

Mortgage

Document Number	240221001130
Date	Feb 21, 2024
Instrument	240221001130

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 12 Endicott St was $5,744, up 3.2% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,744.00 (+3.24%)	$551,200 (+5.8%) Land $323,100 Building $223,200	$578,809 (+7.3%)
2025	$5,564.00 (+4.41%)	$521,000 (+4.12%) Land $293,800 Building $227,200	$539,410
2024	$5,329.00 (+2.42%)	$500,400 (+8.29%) Land $277,000 Building $223,400
2023	$5,203.00	$462,100 Land $243,400 Building $218,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Endicott St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Endicott St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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