14 Emerald St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 14 Emerald St, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,982 sqft · built 1904
Lot Size	0.154 acres (6,713 sqft)
Owner	2 Trust Names on Record
Last Sale	$527,500 (Jan 2017)
Tax Bill	$7,995 (2025)
Deeds & Mortgages	Sep 2021 Refinance Aug 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`32361`

Property Details

APN / Parcel Number

Primary APN	`32361`
Alternative APN	`WAKE M:000017 B:0230 P:000032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,982 sqft Living Area
Gross Area	2,841 sqft
Basement Area	609 sqft
Unfinished Basement	609 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,713 sqft (0.154 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	32361
Street Address	14 EMERALD ST
City	WAKEFIELD
State	MA
Zip	01880-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Block	230
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	2
Census Block	2004
Census Tract	335100

Owner

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	14 EMERALD ST, WAKEFIELD, MA 01880-5002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Aug 19, 2024	Deed of Trust, Mortgage · Line of Credit METRO CU
Dec 18, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Feb 6, 2018	Deed of Trust, Mortgage · Closed-End Mortgage WEBSTER BANK
Jan 9, 2017	Quit Claim Deed, Transfer WEBSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2017 · Amount on Record
Deed Sale	Jan 9, 2017 · Amount on Record
Prior Sale	Aug 2, 1996 · Amount on Record
Deed Book / Page	68729 / 387
Transfer Doc	068729-387
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	14 EMERALD ST, WAKEFIELD, MA 01880-5002
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078806-88
Date	Sep 29, 2021
Book Page	78806/88
Instrument	215437

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	14 EMERALD ST, WAKEFIELD, MA 01880-5002
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083143-107
Date	Aug 19, 2024
Book Page	83143/107
Instrument	93045

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Dec 18, 2023
Property Address	14 EMERALD ST, WAKEFIELD, MA 01880-5002
Document Number	082321-250
Book / Page	82321 / 250
Instrument Date	Dec 15, 2023
Instrument	144070
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 EMERALD ST, WAKEFIELD, MA 01880-5002

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	14 EMERALD ST, WAKEFIELD, MA 01880-5002
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78806-88
Date	Sep 29, 2021
Book Page	78806/88
Instrument	215437

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	14 EMERALD ST, WAKEFIELD, MA 01880-5002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70598-331
Date	Feb 6, 2018
Book Page	70598/331
Instrument	17499

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Jan 9, 2017
Property Address	14 EMERALD ST, WAKEFIELD, MA 01880-5002
Document Number	68729-387
Book / Page	68729 / 387
Instrument	4035
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	687290390
Date	Jan 9, 2017
Instrument	68729/0390

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2047

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,995.00 (+1.46%)	$704,400 (+0.57%) Land $353,100 Building $351,300	$802,180
2024	$7,880.00 (+5.16%)	$700,400 (+9.64%) Land $351,100 Building $349,300
2023	$7,493.00	$638,800 Land $320,200 Building $318,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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