11 Emerald St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 11 Emerald St, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,086 sqft · built 1900
Lot Size	0.134 acres (5,833 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Mar 2014)
Tax Bill	$8,306 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`30453`

Property Details

APN / Parcel Number

Primary APN	`30453`
Alternative APN	`WAKE M:000016 B:0016 P:000142`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,086 sqft Living Area
Gross Area	3,530 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1952
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,833 sqft (0.134 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	30453
Street Address	11 EMERALD ST
City	WAKEFIELD
State	MA
Zip	01880-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Block	16
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	2
Census Block	2005
Census Tract	335100

Owner

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 EMERALD ST, WAKEFIELD, MA 01880-5001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SAVINGS BANK TRUST
Dec 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2014 · Amount on Record
Deed Sale	Mar 10, 2014 · Amount on Record
Prior Sale	Oct 27, 2003 · Amount on Record
Deed Book / Page	63353 / 408
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	11 EMERALD ST, WAKEFIELD, MA 01880-5001
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080810-135
Date	Oct 11, 2022
Book Page	80810/135
Instrument	152047

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	11 EMERALD ST, WAKEFIELD, MA 01880-5001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76464-363
Date	Dec 18, 2020
Book Page	76464/363
Instrument	241851

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,306.00 (+1.47%)	$731,800 (+0.58%) Land $344,200 Building $387,600	$770,545 (+5.37%)
2024	$8,186.00 (+5.19%)	$727,600 (+9.68%) Land $342,200 Building $385,400	$731,310
2023	$7,782.00	$663,400 Land $312,000 Building $351,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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