Franklin County property record for 14 Edwards Cir, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1975 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,900 (Mar 2019) |
| Tax Bill | $1,783 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jul 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-34.0-2-007-127.000 |
| Primary APN | 17-8-34.0-2-007-127.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Patio Area | 120 sqft |
| Street Address | 14 EDWARDS CIR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:3 UNION HILLS 4 |
| Legal Range | 1W |
| Legal Township | 43N |
| Legal Section | 34 |
| Legal Subdivision | UNION HILLS |
| Legal Lot Number | 3 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 800605 |
Source: Franklin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14 EDWARDS CIR, UNION, MO 63084-2044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Jul 2, 2020 | Deed of Trust, Mortgage BANK OF WA |
| Jun 2, 2020 | Deed of Trust, Mortgage BANK OF WA |
| Mar 25, 2019 | Deed of Trust, Mortgage BANK OF WA |
| Mar 27, 2019 | Warranty Deed, Transfer BANK OF WA |
| Oct 6, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF SULLIVAN |
| Mar 24, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2019 · Amount on Record |
| Deed Sale | Mar 27, 2019 · Amount on Record |
| Deed Document Number | 20193561 |
| Prior Transfer Date | Sep 27, 2016 |
| Prior Transfer Doc | 0000004172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 14 EDWARDS CIR, UNION, MO 63084-2044 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002215232 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 2215232 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 14 EDWARDS CIR, UNION, MO 63084-2044 |
| Document Number | 0000014658 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 14 EDWARDS CIR UNION MO 630842044, UNION, MO 63084-2044 |
| Document Number | 0000014658 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 14658 |
| Name | BANK OF WA |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 14 EDWARDS CIR, UNION, MO 63084-2044 |
| Document Number | 0000008798 |
| Instrument Date | Jun 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 14 EDWARDS CIR UNION MO 630842044, UNION, MO 63084-2044 |
| Document Number | 0000008798 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 8798 |
| Name | BANK OF WA |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 14 EDWARDS CIR, UNION, MO 63084-2044 |
| Document Number | 0000004045 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2019 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 40 FRANK ST UNION MO 630842010, UNION, MO 63084-2010 |
| Document Number | 0000004045 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 4045 |
| Name | BANK OF WA |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 7, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 27, 2019 |
| Property Address | 14 EDWARDS CIR, UNION, MO 63084-2044 |
| Document Number | 0000003561 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 3561 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2019 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 EDWARDS CIR UNION MO 630842044, UNION, MO 63084-2044 |
| Document Number | 3562 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 3562 |
| Name | BANK OF WA |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 26, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 14 EDWARDS CIR, UNION, MO 63084-2044 |
| Document Number | 0000015593 |
| Instrument Date | Oct 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 680 SCENIC VIEW DR UNION MO 630843253, UNION, MO 63084-3253 |
| Document Number | 0000015593 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 15593 |
| Name | BANK OF SULLIVAN |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 24, 2017 |
| Property Address | 14 EDWARDS CIR, UNION, MO 63084-2044 |
| Document Number | 0000004172 |
| Instrument Date | Sep 27, 2016 |
| Instrument | 4172 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 680 SCENIC UNION MO 63084, UNION, MO 63084 |
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,783.00 (+12.21%) | $29,914 (+13.2%) | $157,440 (+13.2%) Land $25,220 Building $132,220 |
| 2023 | $1,589.00 (+1.02%) | $26,425 | $139,080 Land $25,220 Building $113,860 |
| 2022 | $1,573.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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