14 E 9th St, Spencer, IA 51301 Property Records

Clay County property record for 14 E 9th St, Spencer, IA 51301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,208 sqft · built 1910
Lot Size	0.122 acres (5,325 sqft)
Owner	Individual Name on File
Last Sale	$136,000 (Oct 2014)
Tax Bill	$3,030 (2025)
Deeds & Mortgages	Nov 2021 Transfer Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`963607335006`

Property Details

APN / Parcel Number

Primary APN	`963607335006`
Alternative APN	`64096360733500600`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,208 sqft Living Area
1st Floor Area	936 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,325 sqft (0.122 acres)
Lot Dimensions	75 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	14 E 9TH ST
City	SPENCER
State	IA
Zip	51301-4312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 1 12 1ST RY W 1/2 N 1/2 2 12 1ST RY ADD
Legal Range	36W
Legal Township	96N
Legal Section	7
Legal Subdivision	RAILWAY 1ST ADDITION
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3082
Census Tract	80200

Owner

Source: Clay County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14 E 9TH ST, SPENCER, IA 51301-4312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Intrafamily Transfer, Transfer
Nov 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 24, 2014 · Amount on Record
Deed Sale	Oct 24, 2014 · Amount on Record
Deed Document Number	20142718
Deed Book / Page	2014 / 2718
Last Transfer Date	Nov 1, 2021
Transfer Doc	02021/3422
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IA
Recording Date	Nov 1, 2021
Property Address	14 E 9TH ST, SPENCER, IA 51301-4312
Document Number	02021/3422
Book / Page	2021 / 3422
Map Reference	DOC 2016-0515
Instrument Date	Oct 29, 2021
Instrument	2021 3422
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 E 9TH ST, SPENCER, IA 51301-4312

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Nov 1, 2021
Property Address	14 E 9TH ST, SPENCER, IA 51301-4312
Document Number	02021/3423
Book / Page	2021 / 3423
Instrument Date	Oct 29, 2021
Instrument	2021 3423
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Tax	$327.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 E 9TH ST, SPENCER, IA 51301-4312

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,030.00 Homeowner's exemption	$225,520 (+3.68%) Land $20,730 Building $204,790	$225,520 (+3.68%) Land $20,730 Building $204,790
2024	$3,030.00 (+0.87%)
2023		$217,520 (+21.26%) Land $16,590 Building $200,930	$217,520 (+21.26%) Land $16,590 Building $200,930
2022	$3,004.00 Homeowner's exemption	$179,390 Land $16,590 Building $162,800
2021			$179,390 Land $16,590 Building $162,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spencer Municipal Communications Utility Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Verizon.

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