110 E 9th St, Spencer, IA 51301 Property Records

Clay County property record for 110 E 9th St, Spencer, IA 51301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,560 sqft · built 1915
Lot Size	0.195 acres (8,520 sqft)
Owner	2 Individual Names on File
Last Sale	$71,888 (Dec 2017)
Tax Bill	$1,914 (2024)
Deeds & Mortgages	Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`963607336002`

Property Details

APN / Parcel Number

Primary APN	`963607336002`
Alternative APN	`68296360733600200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Finished Basement	225 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,520 sqft (0.195 acres)
Lot Dimensions	142 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	310 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Old Parcel Number	68296360733600200
Street Address	110 E 9TH ST
City	SPENCER
State	IA
Zip	51301-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CBD CENTRAL B
Legal Description	4 11 1ST RY ADD E 10' 5 11 1ST RY
Legal Range	36
Legal Township	17
Legal Section	07
Legal Subdivision	RAILWAY 1ST ADDITION
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3072
Census Tract	80200

Owner

Source: Clay County records · APN 963607336002

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	110 E 9TH ST, SPENCER, IA 51301-4314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Dec 12, 2017 · Amount on Record
Deed Sale	Dec 12, 2017 · Amount on Record
Deed Document Number	0020173243
Deed Book / Page	2017 / 3243
Last Transfer Date	Dec 13, 2017
Transfer Doc	02017/3243
Record Updated	Jun 08, 2026

December 2017: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	CLAY IA
Recording Date	Dec 13, 2017
Property Address	110 E 9TH ST, SPENCER, IA 51301-4314
Document Number	02017/3243
Book / Page	2017 / 3243
Instrument Date	Dec 12, 2017
Instrument	2017 3243
Transaction Type	Transfer
Record Updated	Jul 08, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,790 (+9.22%) Land $24,000 Building $117,790	$141,790 (+9.22%) Land $24,000 Building $117,790
2024	$1,914.00 (+9.25%)
2023		$129,820 (+19.8%) Land $16,800 Building $113,020	$129,820 (+19.8%) Land $16,800 Building $113,020
2022	$1,752.00 Homeowner's exemption	$108,360 Land $16,800 Building $91,560
2021			$108,360 Land $16,800 Building $91,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), as of February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spencer Municipal Communications Utility Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Verizon.

Based on FCC filings for 451 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA2171071, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPENCER MUNICIPAL WATER UTILITY serves 11,325 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.