Saratoga County and Waterford Town property record for 14 Devitt Rd, Waterford, NY 12188
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3.5 ba · 2,336 sqft · built 1979 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Jan 2003) |
| Tax Bill | $4,700 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Oct 2020 Mortgage + 1 more |
| APN | 415489 285.16-3-2 |
| Primary APN | 415489 285.16-3-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,336 sqft Total Area |
| 1st Floor Area | 1,520 sqft |
| 2nd Floor Area | 816 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 494 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 14 DEVITT RD |
|---|---|
| City | WATERFORD |
| State | NY |
| Zip | 12188-1030 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 3 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 62700 |
14 Devitt Rd, a duplex, is owned and occupied by two individuals who bought it in January 2003.
Source: Saratoga County and Waterford Town records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 DEVITT RD, WATERFORD, NY 12188-1030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Oct 24, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2003 · Amount on File |
| Deed Sale | Jan 2, 2003 · Amount on File |
| Prior Sale | Aug 18, 1997 · Amount on File |
| Deed Book / Page | 1633 / 414 |
| Prior Transfer Date | Sep 7, 2000 |
| Prior Transfer Doc | 1566000184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 14 DEVITT RD, WATERFORD, NY 12188-1030 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000032991 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025032991 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 14 DEVITT RD, WATERFORD, NY 12188-1030 |
| Document Number | 0000036373 |
| Instrument Date | Oct 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 DEVITT RD WATERFORD NY 121881030, WATERFORD, NY 12188-1030 |
| Document Number | 0000036373 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 36373 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 14 DEVITT RD, WATERFORD, NY 12188-1030 |
| Document Number | 0000032318 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 DEVITT RD WATERFORD NY 121881030, WATERFORD, NY 12188-1030 |
| Document Number | 0000032318 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 32318 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 11, 2049 |
The 2025 property tax bill for 14 Devitt Rd was $4,700 with exemptions applied.
Source: Saratoga County and Waterford Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Waterford Town |
| Unified School District | Shenendehowa Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,700.00 | $243,000 Land $45,600 Building $197,400 | $352,174 Land $66,087 Building $286,087 |
| 2023 | $243,000 Land $45,600 Building $197,400 | $303,750 Land $57,000 Building $246,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 14 Devitt Rd; there have been 40 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 40 (1979–2018) |
| Claims Outside the SFHA | 1 of 40 |
| Most Recent Claim | Apr 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Devitt Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD WATER WORKS (PURCHASE TROY) serves 9,800 people · EPA ID NY4500173 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SLICFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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