Saratoga County and Waterford Town property record for 10 Devitt Rd, Waterford, NY 12188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,352 sqft · built 1968 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,000 (Sep 2010) |
| Tax Bill | $4,738 (2025) |
| Deeds & Mortgages | Jul 2020 Loan Modification Jul 2020 Mortgage + 1 more |
| APN | 415489 285.16-3-30 |
| Primary APN | 415489 285.16-3-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 27,878 sqft (0.64 acres) |
| Lot Width | 225 ft Width |
| Garage Type | Attached |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 440 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 5 J00840 |
|---|---|
| Street Address | 10 DEVITT RD |
| City | WATERFORD |
| State | NY |
| Zip | 12188-1030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALSO BK 970 PG 340 |
| Legal Block | 3 |
| Legal Lot Number | 30.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 62700 |
10 Devitt Rd is owned and occupied by an individual who bought it in September 2010.
Source: Saratoga County and Waterford Town records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 DEVITT RD, WATERFORD, NY 12188-1030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2020 | Loan Modification, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Feb 15, 2018 | Grant Deed, Transfer · Conventional Mortgage CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2010 · Amount on File |
| Deed Sale | Sep 21, 2010 · Amount on File |
| Deed Book / Page | 2010 / 30420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 10 DEVITT RD, WATERFORD, NY 12188-1030 |
| Document Number | 0000020839 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 10 DEVITT RD WATERFORD NY 121881030, WATERFORD, NY 12188-1030 |
| Document Number | 0000020839 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 20839 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 10, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 10 DEVITT RD, WATERFORD, NY 12188-1030 |
| Document Number | 0000020838 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 10 DEVITT RD WATERFORD NY 121881030, WATERFORD, NY 12188-1030 |
| Document Number | 0000020838 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 20838 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 10, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Feb 15, 2018 |
| Property Address | 10 DEVITT RD, WATERFORD, NY 12188-1030 |
| Document Number | 0000004838 |
| Instrument Date | Feb 8, 2018 |
| Instrument | 4838 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 CHERRYVALE BLVD SLINGERLANDS NY 121599371, SLINGERLANDS, NY 12159-9371 |
| Document Number | 4839 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 4839 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2048 |
The 2025 property tax bill for 10 Devitt Rd was $4,738.
Source: Saratoga County and Waterford Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Waterford Town |
| Unified School District | Shenendehowa Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,738.00 | $237,000 Land $43,600 Building $193,400 | $343,478 Land $63,188 Building $280,290 |
| 2023 | $237,000 Land $43,600 Building $193,400 | $296,250 Land $54,500 Building $241,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 10 Devitt Rd; there have been 40 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 40 (1979–2018) |
| Claims Outside the SFHA | 1 of 40 |
| Most Recent Claim | Apr 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Devitt Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD WATER WORKS (PURCHASE TROY) serves 9,800 people · EPA ID NY4500173 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SLICFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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