14 Curtis Ave, Saco, ME 04072 Property Records

York County and Saco City property record for 14 Curtis Ave, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,668 sqft · built 2020
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,147 (2025)
Deeds & Mortgages	Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`W0195R`

Property Details

APN / Parcel Number

Primary APN	`W0195R`
Alternative APNs	`SACO M:011 L:097 U:000-000` `M:011 L:097 U:000=000` `011 097 00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,668 sqft Living Area
Gross Area	4,675 sqft
1st Floor Area	1,334 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	011 097 00
Street Address	14 CURTIS AVE
City	SACO
State	ME
Zip	04072-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	1
Legal Lot Number	97
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1006
Census Tract	5400

Owner

Source: York County and Saco City records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 COLBY RD, WELLESLEY, MA 02482-1023
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2014
Deed Sale	Mar 3, 2014
Prior Sale	Jan 11, 2005 · Amount on Record
Deed Document Number	20147223
Deed Book / Page	16783 / 0194
Transfer Doc	14902-0871
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	14 CURTIS AVE, SACO, ME 04072-1708
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184460099
Date	Nov 10, 2020
Book Page	18446/99
Instrument	2020057651

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,147.00 (+2.02%)	$855,400 (+0.94%) Land $430,000 Building $425,400
2024	$11,906.00 (+8.52%)	$847,400 (+41.59%) Land $430,000 Building $417,400	$1,476,775
2022	$10,971.00	$598,500 Land $310,600 Building $287,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	138 units insured incl. 3 condo units
Nearby Flood Claims	216 (1978–2024)
Claims Outside the SFHA	42 of 216
Most Recent Claim	Apr 2024 · Severe Winter Storm
Claims by Event	Severe Storms And Flooding, Jan 2024 · 38 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 34 claims Coastal Storm, Oct 1991 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000