12 Curtis Ave, Saco, ME 04072 Property Records

York County and Saco City property record for 12 Curtis Ave, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,024 sqft · built 1970
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on Record
Last Sale$423,000 (Jan 2020)
Tax Bill$7,053 (2025)
Deeds & MortgagesApr 2021 Refinance
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APND0330R

Property Details

APN / Parcel Number

Primary APND0330R
Alternative APNs
  • SACO M:011 L:095 U:000-000
  • M:011 L:095 U:000=000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,024 sqft Living Area
Gross Area2,388 sqft
1st Floor Area1,024 sqft
Basement Area1,024 sqft
Unfinished Basement1,024 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,178 sqft (0.05 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberD0330R
Street Address12 CURTIS AVE
CitySACO
StateME
Zip04072-1708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal SubdivisionKINNEY SHORES 2
Legal Lot Number95
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group1
Census Block1006
Census Tract5400

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address336 HOLLYWOOD AVE, LITTLE NECK, NY 11363-1114
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ACADEMY MORTGAGE CORP
Jan 2, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2020 · Amount on Record
Deed SaleJan 2, 2020 · Amount on Record
Prior SaleDec 17, 2013 · Amount on Record
Deed Document Number202020000443
Deed Book / Page18137 / 913
Transfer Doc15566-0488
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address12 CURTIS AVE, SACO, ME 04072-1708
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0186270286
DateApr 13, 2021
Book Page18627/286
Instrument2021021212
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMay 1, 2041

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSACO ME
Recording DateJan 2, 2020
Property Address12 CURTIS AVE, SACO, ME 04072-1708
Document Number0181370913
Book / Page18137 / 913
Instrument DateDec 20, 2019
Instrument2020000443
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 100TH ST, HOWARD BEACH, NY 11414

Mortgage

Document Number2020000444
DateJan 2, 2020
Instrument2020000444
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,053.00 (+1.69%)$496,700 (+0.61%) Land $313,100 Building $183,600
2024$6,936.00 (+3%)$493,700 (+34.38%) Land $313,100 Building $180,600$668,990
2022$6,734.00$367,400 Land $238,500 Building $128,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 135 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies138 units insured
incl. 3 condo units
Nearby Flood Claims216 (1978–2024)
Claims Outside the SFHA42 of 216
Most Recent ClaimApr 2024 · Severe Winter Storm
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 38 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 34 claims
  • Coastal Storm, Oct 1991 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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