Orange County property record for 14 Cooper, Lake Forest, CA 92630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,709 sqft · built 2015 |
| Lot Size | 0.062 acres (2,735 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $840,000 (Jul 2020) |
| Tax Bill | $9,622 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 610-582-48 |
| Primary APN | 610-582-48 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,709 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Lot Area | 2,735 sqft (0.062 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 14 COOPER |
|---|---|
| City | LAKE FOREST |
| State | CA |
| Zip | 92630-1433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 17537 BLK LOT 96 |
| Legal Tract | 17537 |
| Legal Lot Number | 96 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 5 |
| Census Block | 5027 |
| Census Tract | 52422 |
14 Cooper is owned and occupied by two individuals who bought it in July 2020.
Source: Orange County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 COOPER, LAKE FOREST, CA 92630-1433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANFLIGHT LENDING LLC |
| Jul 27, 2020 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2020 · Amount on File |
| Deed Sale | Jul 27, 2020 · Amount on File |
| Prior Sale | Nov 4, 2015 · Amount on File |
| Deed Document Number | 2020000361590 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 14 COOPER, LAKE FOREST, CA 92630-1433 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 14 COOPER, LAKE FOREST, CA 92630-1433 |
| Document Number | 0000761006 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021000761006 |
| Name | LOANFLIGHT LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 27, 2020 |
| Property Address | 14 COOPER, LAKE FOREST, CA 92630-1433 |
| Document Number | 0000361590 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 361590 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 578 OAK GLN IRVINE CA 926184710, IRVINE, CA 92618-4710 |
| Document Number | 361591 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 361591 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2050 |
The 2025 property tax bill for 14 Cooper was $9,622.
Source: Orange County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Lake Forest City |
| Unified School District | Saddleback Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,622.00 | $909,242 Land $539,501 Building $369,741 |
| 2023 | $9,226.00 (+1.81%) | $873,936 Land $518,551 Building $355,385 |
| 2022 | $9,062.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 14 Cooper in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Cooper is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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