14 Cobblestone Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 14 Cobblestone Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,816 sqft · built 1978
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$203,000 (Apr 2001)
Tax Bill	$12,200 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00084-01-00030`

Property Details

APN / Parcel Number

Primary APN	`21-00084-01-00030`
Alternative APNs	`2100084000100030` `210300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,816 sqft Living Area
1st Floor Area	1,358 sqft
Upper Floors Area	660 sqft
Basement Area	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	14,375 sqft (0.33 acres)
Garage Area	228 sqft
Parking Spaces	2 Parking Spaces
Pool Area	920 sqft
Porch	Open Porch
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	210300
Street Address	14 COBBLESTONE CT
City	HOWELL
State	NJ
Zip	07731-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Subdivision	US/CANDLEWOOD SEC 02
Legal Block	84.1
Legal Lot Number	30
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3008
Census Tract	811303

Owner

14 Cobblestone Ct is owned and occupied by two individuals who bought it in April 2001.

Source: Monmouth County and Howell Township records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 COBBLESTONE CT, HOWELL, NJ 07731-1604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jul 28, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 26, 2020	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2001 · Amount on File
Deed Sale	Apr 23, 2001 · Amount on File
Deed Book / Page	8017 / 9654
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 18, 2026
Property Address	14 COBBLESTONE CT, HOWELL, NJ 07731-1604
Document Number	0000067962
Book / Page	9808 / 5839
Instrument Date	Aug 5, 2026
Instrument	202667962
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ZINFANDEL RD, LAKEWOOD, NJ 08701-4672

Mortgage

Document Number	0000067962,
Date	Aug 18, 2026
Book Page	9808/5839
Instrument	202667962

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	14 COBBLESTONE CT, HOWELL, NJ 07731-1604
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	FIDELITY NATIONAL TITLE PORT WASH, FIDELITY NATL TTL PORTLAND W

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0096072275
Date	Jul 28, 2022
Book Page	9607/2275
Instrument	2022077254

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	14 COBBLESTONE CT, HOWELL, NJ 07731-1604
Document Number	0000136584
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 COBBLESTONE CT HOWELL NJ 077311604, HOWELL, NJ 07731-1604

Mortgage

Document Number	0000136584
Date	Nov 17, 2020
Book Page	009458/000434
Instrument	136584

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14 Cobblestone Ct was $12,200, up 5.4% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$739,700 (+4.34%) Land $423,000 Building $316,700	$739,700 (+4.34%) Land $423,000 Building $316,700
2025	$12,200.00 (+5.38%)	$708,900 Land $395,000 Building $313,900	$708,900 Land $395,000 Building $313,900
2024	$11,577.00
2023		$612,700 Land $293,000 Building $319,700	$612,700 Land $293,000 Building $319,700
2022	$10,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Cobblestone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Cobblestone Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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