11 Cobblestone Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 11 Cobblestone Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,068 sqft · built 1978
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Sep 2023)
Tax Bill	$11,023 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-00084-01-00025`

Property Details

APN / Parcel Number

Primary APN	`21-00084-01-00025`
Alternative APNs	`2100084000100025` `210250`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,068 sqft Living Area
1st Floor Area	1,132 sqft
Upper Floors Area	936 sqft
Basement Area	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	210250
Street Address	11 COBBLESTONE CT
City	HOWELL
State	NJ
Zip	07731-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Subdivision	US/CANDLEWOOD SEC 2
Legal Block	84.1
Legal Lot Number	25
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3008
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 COBBLESTONE CT, HOWELL, NJ 07731-1651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit KML REALTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Deed Document Number	202366055
Deed Book / Page	9660 / 7705
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 22, 2023
Property Address	11 COBBLESTONE CT, HOWELL, NJ 07731-1651
Document Number	0096607705
Book / Page	9660 / 7705
Instrument Date	Sep 18, 2023
Instrument	2023066055
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	WELLINGTON ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,723.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 MEADOWBROOK ALY, BARNEGAT, NJ 08005-5626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COBBLESTONE CT, HOWELL, NJ 07731-1651

Mortgage

Document Number	2023066056
Date	Sep 22, 2023
Instrument	2023066056

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	11 COBBLESTONE CT, HOWELL, NJ 07731-1651
Transaction Type	Mortgage
Record Updated	Jul 31, 2023
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COBBLESTONE CT, HOWELL, NJ 07731-1651

Mortgage

Document Number	0096506240
Date	Jul 5, 2023
Book Page	9650/6240
Instrument	2023045267

Lender

Name	KML REALTY
Type	Non-Lending Institution
Address	NEW CITY, NY 10956

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$670,900 (+4.75%) Land $411,000 Building $259,900	$670,900 (+4.75%) Land $411,000 Building $259,900
2025	$11,023.00 (+6.2%)	$640,500 (+21.33%) Land $383,000 Building $257,500	$640,500 (+21.33%) Land $383,000 Building $257,500
2024	$10,379.00 (+23.52%)
2023		$527,900 (+31.61%) Land $281,000 Building $246,900	$527,900 (+31.61%) Land $281,000 Building $246,900
2022	$8,403.00 (-1.11%)	$401,100 Land $166,000 Building $235,100	$401,100 Land $166,000 Building $235,100
2021	$8,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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