Washington County property record for 14 Chips Ct, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,120 sqft · built 1977 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Jun 2023) |
| Tax Bill | $2,088 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Nov 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-000383 |
| Primary APN | 07-000383 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Total Area |
| Basement Area | 844 sqft |
| Finished Basement | 844 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 256 sqft |
| Patio Area | 169 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 000383 |
|---|---|
| Street Address | 14 CHIPS CT |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 80X125 .23 AC 14 CHIPS COURT CHIPS MEADOW |
| Legal Subdivision | CHIPS MEADOW |
| Legal Lot Number | 15 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 11301 |
Source: Washington County records · APN 07-000383
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 CHIPS CT, SMITHSBURG, MD 21783-9710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed, Transfer · VA Mortgage NAVY FCU |
| Nov 06, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 23, 2018 | Quit Claim Deed, Transfer · Conventional with PMI JG WENTWORTH HM LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2023 · Amount on Record |
| Deed Sale | Jun 16, 2023 · Amount on Record |
| Prior Sale | Nov 09, 2017 · Amount on Record |
| Prior Transfer Date | Aug 17, 2018 |
| Prior Transfer Doc | 0058180414 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jun 16, 2023 |
| Property Address | 14 CHIPS CT, SMITHSBURG, MD 21783-9710 |
| Document Number | 0072640474 |
| Book / Page | 7264 / 474 |
| Map Reference | MB 744&744-A |
| Instrument Date | Jun 09, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2023 |
| Title Company | UNLIMITED TITLE SERVICES LLC, UNITED TITLE SERVICE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 14 CHIPS CT, SMITHSBURG, MD 21783-9710 |
| Document Number | 0072640482 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 7264-0482 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 14 CHIPS CT, SMITHSBURG, MD 21783-9710 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056280130 |
|---|---|
| Date | Nov 06, 2017 |
| Book Page | 5628/0130 |
| Instrument | 5628-0130 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SMITHSBURG, MD 21783 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 14 CHIPS CT, SMITHSBURG, MD 21783-9710 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FORT SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0067110081 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 6711/81 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 23, 2018 |
| Property Address | 14 CHIPS CT, SMITHSBURG, MD 21783-9710 |
| Document Number | 0058180414 |
| Book / Page | 005818 / 000414 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 CHIPS CT SMITHSBURG MD 21783, SMITHSBURG, MD 21783 |
| Document Number | 58180418 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 005818/000418 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 22, 2033 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,500 (+22.38%) | $331,800 (-) Land $55,000 Building $276,800 | |
| 2025 | $2,088.00 (+28.89%) | $229,200 (+40.9%) | $331,800 (+86.51%) Land $55,000 Building $276,800 |
| 2024 | $1,620.00 (+8.87%) | ||
| 2023 | $1,488.00 (+16.52%) | $162,667 (+10.33%) | $177,900 (-) Land $55,000 Building $122,900 |
| 2022 | $1,277.00 Homeowner's exemption | $147,433 | $177,900 Land $55,000 Building $122,900 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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