13 Chips Ct, Smithsburg, MD 21783 Property Records

Washington County property record for 13 Chips Ct, Smithsburg, MD 21783 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1977
Square Footage1,056 sqft Total Area
Lot Size10,000 sqft (0.23 acres)
GarageCarport, 528 sqft
OccupancyOwner Occupied
Last Sale$335,000 (2024)
Tax Bill$2,261.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-010664
Alternative APN
  • 010664

Interior

Full Baths2 Baths
Building Area1,056 sqft Total Area
Basement Area750 sqft Basement
Finished Basement750 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,000 sqft (0.23 acres)
Depth X Width95 ft x 105 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
Garage Area528 sqft Garage
CarportCarport
Carport Area528 sqft Carport
Deck Area564 sqft Deck
Porch1 Porch
Porch Area228 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating FuelElectric Heating Fuel
SewageSewage Connected

Location & Zoning

Account Number010664
Street Address13 CHIPS CT
CitySMITHSBURG
StateMD
Zip21783-9710
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 105X95 .23 AC 13 CHIPS COURT CHIPS MEADOW
Legal SubdivisionCLIP S MEADOW
Legal Lot Number2
JurisdictionWASHINGTON MD
Minor Civil Division7, SMITHSBURG
Census Blockgroup4
Census Block4037
Census Tract11301

Owner

Source: Washington County records · APN 07-010664

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13 CHIPS CT, SMITHSBURG, MD 21783-9710
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 03, 2019Deed, Transfer · Conventional Mortgage
DIRECT MORTGAGE LOANS LLC
Apr 29, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 09, 2024 · Amount on Record
Deed SaleJul 09, 2024 · Amount on Record
Prior SaleSep 03, 2019 · Amount on Record
Record RefreshedSep 20, 2026

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateSep 03, 2019
Property Address13 CHIPS CT, SMITHSBURG, MD 21783-9710
Document Number0060560229
Book / Page6056 / 0229
Map ReferenceFO 744-A
Instrument DateAug 30, 2019
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyOLDE TOWNE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 CHIPS CT, SMITHSBURG, MD 21783-9710

Mortgage

Document Number0006056237
DateSep 03, 2019
Instrument6056/237
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address13 CHIPS CT, SMITHSBURG, MD 21783-9710
Document Number0055010429
Book / Page005501 / 000429
Instrument DateApr 29, 2017
Transaction TypeMortgage
Record UpdatedJul 26, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address13 CHIPS CT SMITHSBURG MD 217839710, SMITHSBURG, MD 21783-9710

Mortgage

Document Number0055010429
DateMay 12, 2017
Book Page005501/000429
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 11, 2047

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalitySmithsburg Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$282,967 (+13.99%)$317,700 (-) Land $55,000 Building $262,700
2025$2,261.00 (+28.61%)$248,233 (+29.13%)$317,700 (+48.81%) Land $55,000 Building $262,700
2023$1,758.00$192,233$213,500 Land $55,000 Building $158,500

Flood & Wildfire

13 Chips Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (24043C), updated August 14, 2017

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
32nd percentile of exposed land nationally · 68th in Maryland
Wildfire LikelihoodLow — about 1 in 4,762 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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