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14 Cardinal Rd, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 14 Cardinal Rd, Worcester, MA 01602

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,438 sqft · built 1980
Lot Size0.149 acres (6,507 sqft)
Owner2 Individual Names on File
Last Sale$480,000 (Jun 2025)
Tax Bill$5,206 (2025)
Deeds & MortgagesOct 2022 Mortgage
Jun 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN30-005-00013

Property Details

APN / Parcel Number

Primary APN30-005-00013
Alternative APN
  • WORC M:30 B:005 L:00013

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,438 sqft Living Area
Gross Area2,133 sqft
1st Floor Area763 sqft
Basement Area435 sqft
Unfinished Basement435 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,507 sqft (0.149 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number30-005-00013
Street Address14 CARDINAL RD
CityWORCESTER
StateMA
Zip01602-1710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal Block5
Legal Lot Number13
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group3
Census Block3007
Census Tract730902

Owner

Source: Worcester County and Worcester City records · APN 30-005-00013

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14 CARDINAL RD, WORCESTER, MA 01602-1710
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
DIGITAL FCU
Jun 02, 2025Quit Claim Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 16, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
RADIUS FINANCIAL GROUP
Feb 25, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
RADIUS FINANCIAL GROUP
Aug 27, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2025 · Amount on Record
Deed SaleJun 02, 2025 · Amount on Record
Prior SaleFeb 25, 2020 · Amount on Record
Deed Document Number202543936
Deed Book / Page72064 / 104
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address14 CARDINAL RD, WORCESTER, MA 01602-1710
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00068386-1
DateOct 21, 2022
Book Page68386/1
Instrument114571
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueNov 01, 2037

June 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJun 02, 2025
Property Address14 CARDINAL RD, WORCESTER, MA 01602-1710
Document Number072064-104
Book / Page72064 / 104
Instrument DateJun 02, 2025
Instrument43936
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address14 CARDINAL RD, WORCESTER, MA 01602-1710

Mortgage

Document Number0000043937
DateJun 02, 2025
Instrument43937
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address14 CARDINAL RD, WORCESTER, MA 01602-1710
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number64000-90
DateDec 16, 2020
Book Page64000/90
Instrument156750
Lender
NameRADIUS FINANCIAL GROUP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 01, 2052

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateFeb 25, 2020
Property Address14 CARDINAL RD, WORCESTER, MA 01602-1710
Document Number61942-145
Book / Page61942 / 145
Instrument DateFeb 24, 2020
Instrument19528
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 CARDINAL RD, WORCESTER, MA 01602-1710

Mortgage

Document Number19529
DateFeb 25, 2020
Instrument19529
Lender
NameRADIUS FINANCIAL GROUP
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateAug 27, 2019
Property Address14 CARDINAL RD, WORCESTER, MA 01602-1710
Document Number60947-321
Book / Page060947 / 000321
Instrument DateAug 15, 2019
Instrument86599
Transaction TypeTransfer
Record UpdatedSep 17, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$729.60
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address553 LAKE ST SHREWSBURY MA 015454642, SHREWSBURY, MA 01545-4642

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,206.00 (+6.11%)$394,700 (+15.38%) Land $112,800 Building $281,900$453,720 (+9.42%)
2024$414,675
2023$4,906.00$342,100 Land $98,100 Building $244,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1980–2021)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2021 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber		980 / 880
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 566 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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