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10 Cardinal Rd, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 10 Cardinal Rd, Worcester, MA 01602

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,262 sqft · built 1948
Lot Size0.147 acres (6,413 sqft)
Owner2 Company Names on File
Last Sale$158,000 (Sep 2015)
Tax Bill$4,446 (2025)
Deeds & MortgagesMay 2026 Transfer
Jul 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN30-005-00015

Property Details

APN / Parcel Number

Primary APN30-005-00015
Alternative APN
  • WORC M:30 B:005 L:00015

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,262 sqft Living Area
Gross Area3,009 sqft
1st Floor Area849 sqft
AtticAttic
Attic Area1,015 sqft
Basement Area1,015 sqft
Unfinished Basement1,015 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,413 sqft (0.147 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number30-005-00015
Street Address10 CARDINAL RD
CityWORCESTER
StateMA
Zip01602-1710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block5
Legal Lot Number15
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group3
Census Block3007
Census Tract730902

Owner

Source: Worcester County and Worcester City records · APN 30-005-00015

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address10 CARDINAL RD, WORCESTER, MA 01602-1710
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Quit Claim Deed, Transfer
Quitclaim
Jul 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GLOBAL EQUITY FINANCE INC
Feb 26, 2025Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Jul 11, 2017Deed of Trust, Mortgage · FHA Mortgage
OCWEN FIN SVC INC
May 13, 2019Deed of Trust, Mortgage · Conventional with PMI
SOUTHBRIDGE CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2015 · Amount on Record
Deed SaleSep 10, 2015 · Amount on Record
Deed Document Number201593702
Deed Book / Page54277 / 273
Last Transfer DateMay 15, 2026
Transfer Doc073615-359
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateMay 22, 2026
Property Address10 CARDINAL RD, WORCESTER, MA 01602-1710
Document Number073615-359
Book / Page73615 / 359
Instrument DateMay 15, 2026
Instrument202640924
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CARDINAL RD, WORCESTER, MA 01602-1710

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address10 CARDINAL RD, WORCESTER, MA 01602-1710
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number065693-351
DateJul 26, 2021
Book Page65693/351
Instrument104037
Lender
NameGLOBAL EQUITY FINANCE INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address10 CARDINAL RD, WORCESTER, MA 01602-1710
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number071677-374
DateFeb 26, 2025
Book Page71677/374
Instrument15162
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address10 CARDINAL RD, WORCESTER, MA 01602-1710
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number57396-110
DateJul 11, 2017
Book Page57396/110
Instrument72823
Lender
NameOCWEN FIN SVC INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2047

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address10 CARDINAL RD, WORCESTER, MA 01602-1710
Document Number60418-62
Instrument DateMay 13, 2019
Transaction TypeMortgage
Record UpdatedJun 04, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CARDINAL RD WORCESTER MA 016021710, WORCESTER, MA 01602-1710

Mortgage

Document Number60418-62
DateMay 17, 2019
Book Page060418/000062
Instrument44429
Lender
NameSOUTHBRIDGE CU
TypeCredit Union
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueMay 16, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,446.00 (+6.26%)$337,100 (+15.52%) Land $111,900 Building $225,200$400,425 (+12.43%)
2024$356,155
2023$4,184.00$291,800 Land $97,300 Building $194,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277309023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1980–2021)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2021 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 566 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber		980 / 880
AT&T
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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