14 Cardiff Ln, Athens, OH 45701 Property Records

Athens County property record for 14 Cardiff Ln, Athens, OH 45701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,938 sqft · built 1980
Lot Size	0.399 acres (17,385 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jul 2017)
Tax Bill	$5,467 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A02-92100018-00`

Property Details

APN / Parcel Number

Primary APN	`A02-92100018-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	17,385 sqft (0.399 acres)
Lot Dimensions	183 ft deep x 95 ft wide
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	110 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14 CARDIFF LN
City	ATHENS
State	OH
Zip	45701-3747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 8 IL 3765 LAMAR HTS #4
Legal Subdivision	LAMAR HTS
Jurisdiction	ATHENS OH
Township / Civil Division	ATHENS
Census Block Group	3
Census Block	3006
Census Tract	973300

Owner

Source: Athens County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 CARDIFF LN, ATHENS, OH 45701-3747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 17, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Prior Sale	Jul 17, 2009 · Amount on Record
Deed Document Number	20173812
Deed Book / Page	534 / 1862
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHENS OH
Property Address	14 CARDIFF LN, ATHENS, OH 45701-3747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	564/0499
Date	Feb 11, 2020
Book Page	564/0499
Instrument	202000000777

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ATHENS OH
Recording Date	Jul 17, 2017
Property Address	14 CARDIFF LN, ATHENS, OH 45701-3747
Document Number	00534/1862
Book / Page	534 / 1862
Map Reference	MB7 PG271
Instrument Date	Jul 10, 2017
Instrument	201700003812
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	NOT AVAILABLE, VAN HORN TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CARDIFF LN, ATHENS, OH 45701-3747

Mortgage

Document Number	201700003813
Date	Jul 17, 2017
Instrument	201700003813

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Athens County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Athens County
County Subdivision	Athens Township
Municipality	Athens City
Unified School District	Athens City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,467.00 (-41.43%)	$102,470 (-) Land $16,090 Building $86,380
2024			$292,770 (-) Land $45,960 Building $246,810
2023	$9,334.00 (+121.18%)	$102,470 (+25.68%) Land $16,090 Building $86,380	$292,770 (+25.68%) Land $45,960 Building $246,810
2022	$4,220.00	$81,530 Land $16,090 Building $65,440
2020			$232,940 Land $45,960 Building $186,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–2011)
Most Recent Claim	Mar 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS PWS private · serves 32,725 people · EPA ID OH0500212
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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