12 Cardiff Ln, Athens, OH 45701 Property Records

Athens County property record for 12 Cardiff Ln, Athens, OH 45701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,594 sqft · built 2015
Lot Size	7.57 acres (329,749 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (May 2007)
Tax Bill	$9,815 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A02-92000042-01`

Property Details

APN / Parcel Number

Primary APN	`A02-92000042-01`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,594 sqft Living Area
1st Floor Area	1,156 sqft
Basement Area	774 sqft
Unfinished Basement	774 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Other
Exterior Material	Wood
Lot Area	329,749 sqft (7.57 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	544 sqft
Porch	Slab
Porch Area	858 sqft
Deck Area	42 sqft
Patio Area	96 sqft
Pole Barn	480 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 CARDIFF LN
City	ATHENS
State	OH
Zip	45701-3747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ATHENS CITY SEC 8 FRA 37
Legal Subdivision	LA MAR HEIGHTS FOURTH ADDITION
Jurisdiction	ATHENS OH
Township / Civil Division	ATHENS
Census Block Group	3
Census Block	3006
Census Tract	973300

Owner

Source: Athens County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 CARDIFF LN, ATHENS, OH 45701-3747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2018	Deed of Trust, Mortgage · Line of Credit OHIO UNIVERSITY CU
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage OHIO UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2007 · Amount on Record
Deed Sale	May 15, 2007 · Amount on Record
Prior Sale	Jan 25, 2000 · Amount on Record
Deed Document Number	20072964
Deed Book / Page	410 / 1675
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHENS OH
Property Address	12 CARDIFF LN, ATHENS, OH 45701-3747
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	545/0045
Date	Jun 13, 2018
Book Page	545/0045
Instrument	201800002853

Lender

Name	OHIO UNIVERSITY CU
Type	Credit Union
Address	ATHENS, OH 45701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHENS OH
Property Address	12 CARDIFF LN, ATHENS, OH 45701-3747
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	SECURE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	567/375
Date	May 11, 2020
Book Page	567/375
Instrument	202000002321

Lender

Name	OHIO UNIVERSITY CU
Type	Credit Union
Address	ATHENS, OH 45701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Athens County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Athens County
County Subdivision	Athens Township
Municipality	Athens City
Unified School District	Athens City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,815.00 (-41.57%)	$184,400 (-) Land $23,050 Building $161,350
2024			$526,840 (-) Land $65,850 Building $460,990
2023	$16,797.00 (+95.95%)	$184,400 (+11.6%) Land $23,050 Building $161,350	$526,840 (+11.6%) Land $65,850 Building $460,990
2022	$8,572.00	$165,230 Land $23,050 Building $142,180
2020			$472,080 Land $65,850 Building $406,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–2011)
Most Recent Claim	Mar 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS PWS private · serves 32,725 people · EPA ID OH0500212
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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