14 Birch St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 14 Birch St, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,542 sqft · built 1925
Lot Size0.163 acres (7,118 sqft)
Owner2 Individual Names on File
Tax Bill$6,764 (2026)
Deeds & MortgagesMar 2021 Mortgage
Dec 2024 Refinance
+ 5 more
Flood ZoneZone X (minimal risk)
APNSAUG M:005-F B:0012 L:0009

Property Details

APN / Parcel Number

Primary APNSAUG M:005-F B:0012 L:0009
Alternative APNs
  • M:005=F B:0012 L:0009
  • 1310024

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,542 sqft Living Area
Gross Area3,112 sqft
1st Floor Area1,004 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,118 sqft (0.163 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1310024
Street Address14 BIRCH ST
CitySAUGUS
StateMA
Zip01906-3722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal SubdivisionSTONE ESTATE
Legal Block12
Legal Lot Number9
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group1
Census Block1008
Census Tract208101

Owner

14 Birch St is owned and occupied by two individuals who acquired it in March 2018.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address14 BIRCH ST, SAUGUS, MA 01906-3722
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Dec 23, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA
Sep 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MILEND INC
Mar 8, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Sep 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MILEND INC
Sep 5, 2019Deed of Trust, Mortgage · FHA Mortgage
MILEND
Mar 6, 2018Quit Claim Deed, Transfer · FHA Mortgage
MILEND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2018
Deed SaleMar 6, 2018
Prior SaleJan 8, 2015 · Amount on File
Deed Book / Page36570 / 457
Transfer Doc36570-457
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address14 BIRCH ST, SAUGUS, MA 01906-3722
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039616-114
DateMar 8, 2021
Book Page39616/114
Instrument20210308000970
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueApr 1, 2049

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address14 BIRCH ST, SAUGUS, MA 01906-3722
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042500-541
DateDec 23, 2024
Book Page42500/541
Instrument20241223000360
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueJan 1, 2054

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address14 BIRCH ST, SAUGUS, MA 01906-3722
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00040255-1
DateSep 8, 2021
Book Page40255/1
Instrument20210908000550
Lender
NameMILEND INC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address14 BIRCH ST, SAUGUS, MA 01906-3722
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39616-114
DateMar 8, 2021
Book Page39616/114
Instrument20210308000970
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueApr 1, 2049

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address14 BIRCH ST, SAUGUS, MA 01906-3722
Transaction TypeMortgage
Record UpdatedSep 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number40255-1
DateSep 8, 2021
Book Page40255/1
Instrument20210908000550
Lender
NameMILEND INC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address14 BIRCH ST, SAUGUS, MA 01906-3722
Document Number37895-110
Instrument DateSep 5, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 BIRCH ST SAUGUS MA 019063722, SAUGUS, MA 01906-3722

Mortgage

Document Number37895-110
DateOct 1, 2019
Book Page037895/000110
Instrument1002920
Lender
NameMILEND
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 30, 2049

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateMar 6, 2018
Property Address14 BIRCH ST, SAUGUS, MA 01906-3722
Document Number36570-457
Book / Page036570 / 000457
Instrument DateFeb 16, 2018
Instrument1803062260
Transaction TypeTransfer
Record UpdatedMar 28, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address14 BIRCH ST SAUGUS MA 019063722, SAUGUS, MA 01906-3722

Mortgage

Document Number36570-459
DateMar 6, 2018
Book Page036570/000459
Instrument1803062270
Lender
NameMILEND
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 5, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 14 Birch St was $6,764, up 3.6% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,764.00 (+3.63%)$649,100 (+6.22%) Land $335,400 Building $304,000$716,976 (-1.07%)
2025$6,527.00 (+4.8%)$611,100 (+4.5%) Land $304,900 Building $306,200$724,755
2024$6,228.00 (+4.08%)$584,800 (+10.05%) Land $287,500 Building $297,300
2023$5,984.00$531,400 Land $252,600 Building $278,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Birch St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14 Birch St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Birch St

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