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12 Birch St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 12 Birch St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,261 sqft · built 1910
Lot Size0.142 acres (6,168 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Jun 2022)
Tax Bill$6,089 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNSAUG M:005-F B:0012 L:0008

Property Details

APN / Parcel Number

Primary APNSAUG M:005-F B:0012 L:0008
Alternative APNs
  • M:005=F B:0012 L:0008
  • 5036015

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area1,261 sqft Living Area
Gross Area2,699 sqft
1st Floor Area657 sqft
Basement Area652 sqft
Unfinished Basement652 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area6,168 sqft (0.142 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number5036015
Street Address12 BIRCH ST
CitySAUGUS
StateMA
Zip01906-3722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionJAMES E STONE ESTATE
Legal Block12
Legal Lot Number8
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group1
Census Block1008
Census Tract208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:005-F B:0012 L:0008

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 BIRCH ST, SAUGUS, MA 01906-3722
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC
Aug 11, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 15, 2019Deed of Trust, Mortgage · VA Mortgage
QUAD CTY BK&TR
Jul 29, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2022 · Amount on Record
Deed SaleJun 16, 2022 · Amount on Record
Prior SaleAug 17, 2005 · Amount on Record
Deed Document Number20224230
Deed Book / Page41007 / 102
Record UpdatedSep 20, 2026

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateJun 16, 2022
Property Address12 BIRCH ST, SAUGUS, MA 01906-3722
Document Number041007-102
Book / Page41007 / 102
Instrument DateJun 16, 2022
Instrument20220616004230
Transaction TypeTransfer
Record UpdatedJul 01, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12 BIRCH ST, SAUGUS, MA 01906-3722

Mortgage

Document Number220616004240
DateJun 16, 2022
Instrument220616004240
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address12 BIRCH ST, SAUGUS, MA 01906-3722
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38806-531
DateAug 11, 2020
Book Page38806/531
Instrument20200811000240
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address12 BIRCH ST, SAUGUS, MA 01906-3722
Document Number37770-572
Instrument DateAug 15, 2019
Transaction TypeMortgage
Record UpdatedSep 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 BIRCH ST SAUGUS MA 019063722, SAUGUS, MA 01906-3722

Mortgage

Document Number37770-572
DateAug 21, 2019
Book Page037770/000572
Instrument190821560
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 20, 2049

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address12 BIRCH ST, SAUGUS, MA 01906-3722
Document Number36080-256
Book / Page036080 / 000256
Instrument DateJul 29, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number36080-256
DateAug 07, 2017
Book Page036080/000256
Instrument1708070122
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 06, 2047

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,089.00 (+4.3%)$570,100 (+3.99%) Land $301,600 Building $268,500$586,625
2024$5,838.00 (+7.2%)$548,200 (+13.33%) Land $284,400 Building $263,800
2023$5,446.00$483,700 Land $249,900 Building $233,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092081011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1998, river or lake flooding, Heavy Rains And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 683 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Verizon, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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