14 Atlantic Rd, #5, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 14 Atlantic Rd, #5, Gloucester, MA 01930

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,019 sqft · built 2005
Lot Size	0.251 acres (10,937 sqft)
Owner	2 Trust Names on Record
Last Sale	$500,000 (Jun 2016)
Tax Bill	$7,185 (2026)
Deeds & Mortgages	Aug 2021 Refinance May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104434`

Property Details

APN / Parcel Number

Primary APN	`104434`
Alternative APN	`GLOU M:0067 B:0033 L:0005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,019 sqft Living Area
Gross Area	1,275 sqft
1st Floor Area	490 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	10,937 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	104434
Street Address	14 ATLANTIC RD, 5
City	GLOUCESTER
State	MA
Zip	01930-3208
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-20
Legal Block	33
Legal Lot Number	5
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3037
Census Tract	221300

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	14 ATLANTIC RD, 5, GLOUCESTER, MA 01930-3208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK
May 31, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2016 · Amount on Record
Deed Sale	Jun 23, 2016 · Amount on Record
Prior Sale	Aug 24, 2015 · Amount on Record
Deed Book / Page	35025 / 500
Last Transfer Date	May 25, 2022
Transfer Doc	040967-474
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	14 ATLANTIC RD # 5, 5, GLOUCESTER, MA 01930-3208
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	040204-181
Date	Aug 24, 2021
Book Page	40204/181
Instrument	20210824001540

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	May 31, 2022
Property Address	14 ATLANTIC RD # 5, 5, GLOUCESTER, MA 01930-3208
Document Number	040967-474
Book / Page	40967 / 474
Instrument Date	May 25, 2022
Instrument	20220531001600
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ATLANTIC RD # 5, 5, GLOUCESTER, MA 01930-3208

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	14 ATLANTIC RD # 5, 5, GLOUCESTER, MA 01930-3208
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40204-181
Date	Aug 24, 2021
Book Page	40204/181
Instrument	20210824001540

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,185.00 (+4.37%)	$771,800 (+8.98%) Building $771,800	$771,086 (+5.78%)
2025	$6,884.00 (+4.29%)	$708,200 (+4.39%) Building $708,200
2024	$6,601.00 (+4.25%)	$678,400 (+13.46%) Building $678,400	$728,935
2023	$6,332.00	$597,900 Building $597,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	115 units insured incl. 39 condo units
Nearby Flood Claims	24 (1978–2024)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 7 claims Coastal Storm, Oct 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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