14 Atlantic Rd, #4, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 14 Atlantic Rd, #4, Gloucester, MA 01930

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,127 sqft · built 2005
Lot Size	0.251 acres (10,937 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jun 2017)
Tax Bill	$7,708 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`104431`

Property Details

APN / Parcel Number

Primary APN	`104431`
Alternative APN	`GLOU M:0067 B:0033 L:0004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,127 sqft Living Area
Gross Area	1,370 sqft
1st Floor Area	700 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	10,937 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	104431
Street Address	14 ATLANTIC RD, 4
City	GLOUCESTER
State	MA
Zip	01930-3208
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-20
Legal Block	33
Legal Lot Number	4
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3037
Census Tract	221300

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 WATER WHEEL LN, SAUGUS, MA 01906-4444
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage WINTER HILL FSB
Jun 27, 2017	Condominium Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Prior Sale	Mar 27, 2014 · Amount on Record
Deed Document Number	2017498
Deed Book / Page	35975 / 419
Transfer Doc	33183-403
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	14 ATLANTIC RD # 4, 4, GLOUCESTER, MA 01930-3208
Document Number	36773-190
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ATLANTIC RD #4 GLOUCESTER MA 019303208, 4, GLOUCESTER, MA 01930-3208

Mortgage

Document Number	36773-190
Date	Jun 8, 2018
Book Page	036773/000190
Instrument	8002320

Lender

Name	WINTER HILL FSB
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.88%

June 2017: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jun 27, 2017
Property Address	14 ATLANTIC RD # 4, 4, GLOUCESTER, MA 01930-3208
Document Number	35975-419
Book / Page	035975 / 000419
Instrument Date	Jun 13, 2017
Instrument	1706270498
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Amount	Amount Recorded
Tax	$2,280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	69 EAST ST MELROSE MA 021763301, MELROSE, MA 02176-3301

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,708.00 (+4.32%)	$827,900 (+8.91%) Building $827,900	$745,152 (+7.43%)
2025	$7,389.00 (+4.29%)	$760,200 (+4.39%) Building $760,200
2024	$7,085.00 (+4.27%)	$728,200 (+13.5%) Building $728,200	$693,595
2023	$6,795.00	$641,600 Building $641,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	115 units insured incl. 39 condo units
Nearby Flood Claims	24 (1978–2024)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 7 claims Coastal Storm, Oct 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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