14 Andover Rd, Cincinnati, OH 45218 Property Records

Hamilton County property record for 14 Andover Rd, Cincinnati, OH 45218

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1938
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jul 2021)
Tax Bill	$3,254 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`597-0070-0173-00`

Property Details

APN / Parcel Number

Primary APN	`597-0070-0173-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
1st Floor Area	648 sqft
2nd Floor Area	648 sqft
Basement Area	648 sqft

Exterior

Year Built	Built 1938
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,445 sqft (0.125 acres)
Lot Dimensions	152 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	14 ANDOVER RD
City	CINCINNATI
State	OH
Zip	45218-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDOVER RD 53.28 X 152.68 IRR PT LOT G-5
Legal Lot Number	G-5
Jurisdiction	HAMILTON OH
Township / Civil Division	GREENHILLS
Census Block Group	2
Census Block	2006
Census Tract	22000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Greenhills Historic District listed 1989 · 732 contributing resources · NRIS 88003066

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 ANDOVER RD, CINCINNATI, OH 45218-1304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Jul 8, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	0000082837
Deed Book / Page	14454 / 630
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	14 ANDOVER RD, CINCINNATI, OH 45218-1304
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022951
Date	Apr 5, 2023
Book Page	14888/1701
Instrument	2023-0022951

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 8, 2021
Property Address	14 ANDOVER RD, CINCINNATI, OH 45218-1304
Document Number	0000082837
Book / Page	14454 / 630
Instrument Date	Jun 23, 2021
Instrument	2021-0082837
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	RIVERTOWNE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ANDOVER RD, CINCINNATI, OH 45218-1304

Mortgage

Document Number	0000082838
Date	Jul 8, 2021
Instrument	2021-0082838

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Greenhills Village
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,254.00 (+8.21%)	$44,762 (-) Land $7,816 Building $36,946
2024	$3,007.00 (+7.51%)	$44,762 (-) Land $7,816 Building $36,946
2023	$2,797.00 (+20.46%)	$44,762 (+61.66%) Land $7,816 Building $36,946	$127,890 (+61.66%) Land $22,330 Building $105,560
2022	$2,322.00 Homeowner's exemption	$27,689 Land $6,531 Building $21,158
2020			$79,110 Land $18,660 Building $60,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: altafiber Network Solutions, Verizon.

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