Rensselaer County and Schaghticoke Town property record for 14 Albert Dr, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 1993 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,500 (Dec 2019) |
| Tax Bill | $6,861 (2026) |
| Deeds & Mortgages | Jun 2022 Refinance Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 61.1-3-9.1 |
| Primary APN | 384289 61.1-3-9.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 896 sqft |
| 2nd Floor Area | 896 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Dimensions | 183 ft deep x 245 ft wide |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 315J188510 |
|---|---|
| Street Address | 14 ALBERT DR |
| City | TROY |
| State | NY |
| Zip | 12182-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Block | 3 |
| Legal Lot Number | 9.001 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 51902 |
14 Albert Dr is owned and occupied by two individuals who bought it in December 2019.
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 ALBERT DR, TROY, NY 12182-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL COMMUNICATIONS FCU |
| Dec 11, 2019 | Warranty Deed, Transfer CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2019 · Amount on File |
| Deed Sale | Dec 11, 2019 · Amount on File |
| Deed Document Number | 2019561630 |
| Deed Book / Page | 9033 / 87 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 14 ALBERT DR, TROY, NY 12182-9705 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0100730120 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 10073/120 |
| Instrument | 2022-611704 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Dec 11, 2019 |
| Property Address | 14 ALBERT DR, TROY, NY 12182-9705 |
| Document Number | 0000561630 |
| Book / Page | 009033 / 000087 |
| Instrument Date | Dec 9, 2019 |
| Instrument | 561630 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | OLD HERITAGE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $702.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 ALBERT DR TROY NY 121829705, TROY, NY 12182-9705 |
| Document Number | 561631 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 009033/000091 |
| Instrument | 561631 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Address | ALBANY, NY 12205 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
The 2026 property tax bill for 14 Albert Dr was $6,861, down 2.3% from the year before.
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,861.00 (-2.28%) | ||
| 2025 | $7,021.00 | $46,300 Land $12,000 Building $34,300 | $325,140 Land $84,270 Building $240,870 |
| 2023 | $46,300 Land $12,000 Building $34,300 | $288,474 Land $74,766 Building $213,708 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14 Albert Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2002–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Albert Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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