Rensselaer County and Schaghticoke Town property record for 10 Albert Dr, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,638 sqft · built 1999 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $197,000 (Aug 2017) |
| Tax Bill | $6,516 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 61.1-3-10.2 |
| Primary APN | 384289 61.1-3-10.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,638 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Upper Floors Area | 546 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,878 sqft (0.64 acres) |
| Lot Dimensions | 183 ft deep x 150 ft wide |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 315J167820 |
|---|---|
| Street Address | 10 ALBERT DR |
| City | TROY |
| State | NY |
| Zip | 12182-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Block | 3 |
| Legal Lot Number | 10.002 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 51902 |
10 Albert Dr is owned and occupied by an individual who bought it in August 2017.
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 ALBERT DR, TROY, NY 12182-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage COMMUNITY BANK |
| Nov 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP |
| Aug 1, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2017 · Amount on File |
| Deed Sale | Aug 1, 2017 · Amount on File |
| Prior Sale | Feb 8, 2006 · Amount on File |
| Deed Book / Page | 8245 / 17 |
| Prior Transfer Date | Apr 24, 1998 |
| Prior Transfer Doc | 0093000025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jul 9, 2026 |
| Property Address | 10 ALBERT DR, TROY, NY 12182-9705 |
| Document Number | 0000010592 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202610592 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10 ALBERT DR, TROY, NY 12182-9705 |
| Document Number | 0000010592, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 202610592 |
| Name | COMMUNITY BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Aug 1, 2036 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 10 ALBERT DR, TROY, NY 12182-9705 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0098250093 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 9825/93 |
| Instrument | 2021-600107 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Aug 1, 2017 |
| Property Address | 10 ALBERT DR, TROY, NY 12182-9705 |
| Document Number | 0082450017 |
| Book / Page | 008245 / 000017 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 ALBERT ST TROY NY 121807886, TROY, NY 12180-7886 |
The 2026 property tax bill for 10 Albert Dr was $6,516, down 2.3% from the year before.
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,516.00 (-2.28%) | ||
| 2025 | $6,668.00 | $43,900 Land $12,100 Building $31,800 | $308,287 Land $84,972 Building $223,315 |
| 2023 | $43,900 Land $12,100 Building $31,800 | $273,520 Land $75,389 Building $198,131 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10 Albert Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2002–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Albert Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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