13990 Jomatt Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 13990 Jomatt Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,952 sqft · built 2019
Lot Size	0.187 acres (8,124 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Dec 2019)
Tax Bill	$5,543 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-22-27-1961-00-900`

Property Details

APN / Parcel Number

Primary APN	`27-22-27-1961-00-900`
Alternative APNs	`123694` `124474` `125857`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,952 sqft Living Area
Gross Area	3,894 sqft
1st Floor Area	2,952 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,124 sqft (0.187 acres)
Garage Type	Attached
Garage Area	656 sqft
Porch	Slab
Porch Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13990 JOMATT LOOP
City	WINTER GARDEN
State	FL
Zip	34787-0114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CYPRESS RESERVE PHASE 2 94/135 LOT 90
Legal Range	27E
Legal Township	22S
Legal Section	27
Legal Subdivision	CYP RESERVE PH 2
Legal Phase	2
Legal Lot Number	90
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3015
Census Tract	17116

Owner

13990 Jomatt Loop is owned and occupied by two individuals who bought it in December 2019.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13990 JOMATT LOOP, WINTER GARDEN, FL 34787-0114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 11, 2019	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2019 · Amount on File
Deed Sale	Dec 11, 2019 · Amount on File
Deed Document Number	2019775319
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13990 JOMATT LOOP, WINTER GARDEN, FL 34787-0114
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13990 JOMATT LOOP, WINTER GARDEN, FL 34787-0114

Mortgage

Document Number	20210352300
Date	Jun 14, 2021
Instrument	20210352300

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 11, 2019
Property Address	13990 JOMATT LOOP, WINTER GARDEN, FL 34787-0114
Document Number	0000775319
Map Reference	MB 94 PG 136-138
Instrument Date	Dec 10, 2019
Instrument	20190775319
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	TRADITIONS TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DR STE 350, 2600, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13990 JOMATT LOOP, WINTER GARDEN, FL 34787-0114

Mortgage

Document Number	0000775320
Date	Dec 11, 2019
Instrument	20190775320

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 13990 Jomatt Loop was $5,543 with a homeowner's exemption, up 5.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,007 (+2.7%)	$595,530 (-1.17%) Land $115,000 Building $480,530
2025	$5,543.00 (+5.26%) Homeowner's exemption	$380,727	$602,560 Land $115,000 Building $487,560
2024	$5,266.00 (+3.66%)
2023	$5,080.00 (+3%) Homeowner's exemption	$359,220 (+3%)	$571,173 (+15.28%) Land $100,000 Building $471,173
2022	$4,932.00 Homeowner's exemption	$348,757	$495,452 Land $100,000 Building $395,452

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13990 Jomatt Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13990 Jomatt Loop is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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