13989 Jomatt Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 13989 Jomatt Loop, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,952 sqft · built 2018
Lot Size0.224 acres (9,753 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Mar 2023)
Tax Bill$9,122 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-22-27-1961-01-520

Property Details

APN / Parcel Number

Primary APN27-22-27-1961-01-520
Alternative APNs
  • 123769
  • 124548
  • 125933

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,952 sqft Living Area
Gross Area4,044 sqft
1st Floor Area2,952 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,753 sqft (0.224 acres)
Garage TypeAttached
Garage Area656 sqft
PorchFinished/Open Porch
Porch Area436 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address13989 JOMATT LOOP
CityWINTER GARDEN
StateFL
Zip34787-0068
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionCYPRESS RESERVE PHASE 2 94/135 LOT 152
Legal Range27E
Legal Township22S
Legal Section27
Legal SubdivisionCYP RESERVE PH 2
Legal Phase2
Legal Block1
Legal Lot Number152
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group3
Census Block3000
Census Tract17116

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13989 JOMATT LOOP, WINTER GARDEN, FL 34787-0068
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2023 · Amount on Record
Deed SaleMar 27, 2023 · Amount on Record
Prior SaleJul 30, 2018 · Amount on Record
Deed Document Number2023168172
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMar 27, 2023
Property Address13989 JOMATT LOOP, WINTER GARDEN, FL 34787-0068
Document Number0000168172
Map ReferenceMB 94 PG 135-138
Instrument DateMar 24, 2023
Instrument20230168172
Transaction TypeTransfer
Record UpdatedApr 6, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13989 JOMATT LOOP, WINTER GARDEN, FL 34787-0068

Transferred To (Grantee/Buyer)

NameVerified Name
Address13989 JOMATT LOOP, WINTER GARDEN, FL 34787-0068

Mortgage

Document Number0000168173
DateMar 27, 2023
Instrument20230168173
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2043

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$593,670 (-1.13%) Land $125,000 Building $468,670$593,670 (-1.13%) Land $125,000 Building $468,670
2025$9,122.00 (-2.09%) Homeowner's exemption$600,430 (+92.09%) Land $125,000 Building $475,430$600,430 (+3.75%) Land $125,000 Building $475,430
2024$9,317.00 (+114.78%)
2023$4,338.00 (+3.06%) Homeowner's exemption$312,573 (+3%)$578,752 (+14.96%) Land $110,000 Building $468,752
2022$4,209.00 Homeowner's exemption$303,469$503,428 Land $110,000 Building $393,428

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims2 (2017–2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

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