1399 Winding Stream Dr, Livermore, CA 94551 Property Records

Alameda County property record for 1399 Winding Stream Dr, Livermore, CA 94551

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,694 sqft · built 1995
Lot Size0.169 acres (7,350 sqft)
OwnerIndividual Name on File
Last Sale$1,400,000 (Jan 2025)
Tax Bill$12,188 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN99B-5402-1

Property Details

APN / Parcel Number

Primary APN99B-5402-1
Alternative APN
  • 099B-5402-001-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,694 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,350 sqft (0.169 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1399 WINDING STREAM DR
CityLIVERMORE
StateCA
Zip94551-8935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00036 BLK: TR: 6652
Legal SubdivisionTR 6652
Legal Tract6652
Legal Lot Number36
JurisdictionALAMEDA CA
Township / Civil DivisionLIVERMORE-PLEASANTON
Census Block Group1
Census Block1069
Census Tract451104

Owner

1399 Winding Stream Dr is owned and occupied by an individual who bought it in January 2025.

Source: Alameda County records, as of August 5, 2026

Owner of RecordIndividual Name on File
Mailing Address1399 WINDING STREAM DR, LIVERMORE, CA 94551-8935
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jul 10, 2018Grant Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2025 · Amount on File
Deed SaleJan 3, 2025 · Amount on File
Prior SaleJul 10, 2018 · Amount on File
Deed Document Number2025571
Prior Transfer DateNov 14, 2012
Prior Transfer Doc0000386731
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address1399 WINDING STREAM DR, LIVERMORE, CA 94551-8935
Transaction TypeMortgage
Record UpdatedJan 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1399 WINDING STREAM DR, LIVERMORE, CA 94551-8935

Mortgage

Document Number0000401277
DateDec 20, 2021
Instrument2021401277
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueJan 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALAMEDA CA
Recording DateJul 10, 2018
Property Address1399 WINDING STREAM DR, LIVERMORE, CA 94551-8935
Document Number0000134811
Instrument DateJul 3, 2018
Instrument134811
Transaction TypeTransfer
Record UpdatedJul 26, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$929.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1399 WINDING STREAM DR LIVERMORE CA 945518935, LIVERMORE, CA 94551-8935

Mortgage

Document Number134812
DateJul 10, 2018
Instrument134812
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 9, 2048
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 1399 Winding Stream Dr was $12,188.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityLivermore City
Unified School DistrictLivermore Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,428,000 (+51.5%) Land $428,400 Building $999,600
2025$12,188.00 Homeowner's exemption$942,597 Land $282,779 Building $659,818
2023$11,768.00 Homeowner's exemption$906,000 Land $271,800 Building $634,200$1,030,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1399 Winding Stream Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1399 Winding Stream Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 43% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LIVERMORE
serves 38,892 people · EPA ID CA0110011
Water SourcePurchased surface water from ZONE 7 WATER AGENCY
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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