Alameda County property record for 1396 Winding Stream Dr, Livermore, CA 94551
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,226 sqft · built 1995 |
| Lot Size | 0.169 acres (7,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $624,000 (Jun 2006) |
| Tax Bill | $11,168 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 99B-5403-36 |
| Primary APN | 99B-5403-36 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,226 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 7,350 sqft (0.169 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1396 WINDING STREAM DR |
|---|---|
| City | LIVERMORE |
| State | CA |
| Zip | 94551-8923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00035 BLK: TR: 6652 |
| Legal Subdivision | TRACT 6652 |
| Legal Tract | 6652 |
| Legal Lot Number | 35 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | LIVERMORE-PLEASANTON |
| Census Block Group | 1 |
| Census Block | 1083 |
| Census Tract | 451104 |
1396 Winding Stream Dr is owned and occupied by two individuals who acquired it in March 2020.
Source: Alameda County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1396 WINDING STREAM DR, LIVERMORE, CA 94551-8923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM LLC |
| Mar 17, 2020 | Quit Claim Deed, Transfer LOANDEPOT.COM LLC |
| Jul 18, 2017 | Deed of Trust, Mortgage · Line of Credit UNCLE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2006 · Amount on File |
| Deed Sale | Jun 6, 2006 · Amount on File |
| Prior Sale | Aug 28, 2003 · Amount on File |
| Deed Document Number | 2006219518 |
| Last Transfer Date | Mar 11, 2020 |
| Transfer Doc | 0000063772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Aug 28, 2026 |
| Property Address | 1396 WINDING STREAM DR, LIVERMORE, CA 94551-8923 |
| Document Number | 0000110995 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 2026110995 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1396 WINDING STREAM DR, LIVERMORE, CA 94551-8923 |
| Document Number | 0000110995, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 2026110995 |
| Name | PLANET HOME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 1396 WINDING STREAM DR, LIVERMORE, CA 94551-8923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1396 WINDING STREAM DR, LIVERMORE, CA 94551-8923 |
| Document Number | 0000215115 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020215115 |
| Name | LOANDEPOT COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Mar 17, 2020 |
| Property Address | 1396 WINDING STREAM DR, LIVERMORE, CA 94551-8923 |
| Document Number | 0000063772 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 63772 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1396 WINDING STREAM DR LIVERMORE CA 945518923, LIVERMORE, CA 94551-8923 |
| Document Number | 63773 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 63773 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 1396 WINDING STREAM DR, LIVERMORE, CA 94551-8923 |
| Document Number | 0000175026 |
| Instrument Date | Jul 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1396 WINDING STREAM DR LIVERMORE CA 945518923, LIVERMORE, CA 94551-8923 |
| Document Number | 0000175026 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 175026 |
| Name | UNCLE CU |
|---|---|
| Type | Credit Union |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 9, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1396 Winding Stream Dr was $11,168 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Livermore City |
| Unified School District | Livermore Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $862,578 (+1.18%) Land $260,873 Building $608,705 | ||
| 2025 | $11,168.00 Homeowner's exemption | $852,534 Land $255,760 Building $596,774 | |
| 2023 | $10,777.00 Homeowner's exemption | $819,435 Land $245,830 Building $573,605 | $860,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1396 Winding Stream Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1396 Winding Stream Dr is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LIVERMORE serves 38,892 people · EPA ID CA0110011 |
|---|---|
| Water Source | Purchased surface water from ZONE 7 WATER AGENCY |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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