1399 Stephen Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 1399 Stephen Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.344 acres (14,998 sqft)
Owner	Company Name on File
Last Sale	$220,000 (Feb 2022)
Tax Bill	$4,252 (2026)
Deeds & Mortgages	Sep 2022 Refinance Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-580-0680`

Property Details

APN / Parcel Number

Primary APN	`06-580-0680`
Alternative APN	`6468`

Exterior

Lot Area	14,998 sqft (0.344 acres)

Location & Zoning

Account Number	6468
Street Address	1399 STEPHEN RD
City	CLOQUET
State	MN
Zip	55720-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 3 AND UNPLT PORTION OF SE1/4 OF ANTUS THIRD ADDITION
Legal Subdivision	ANTUS THIRD ADDITION
Legal Block	3
Legal Lot Number	1
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	2
Census Block	2019
Census Tract	70200

Owner

1399 Stephen Rd is owned by a company that bought it in February 2022.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Company Name on File
Mailing Address	66 NYNAS RD, ESKO, MN 55733-9734
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK
Aug 9, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Jan 23, 2013
Deed Document Number	20221384067
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1399 STEPHEN RD, CLOQUET, MN 55720-2928
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000508557
Date	Sep 22, 2022
Instrument	A000508557

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2032

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	Aug 9, 2022
Property Address	1399 STEPHEN RD, CLOQUET, MN 55720-2928
Document Number	A000507791
Instrument Date	Aug 3, 2022
Instrument	A000507791
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 NYNAS RD, ESKO, MN 55733-9734

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Mar 7, 2022
Property Address	1399 STEPHEN RD, CLOQUET, MN 55720-2928
Document Number	A000505059
Instrument Date	Feb 28, 2022
Instrument	A000505059
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 NYNAS RD, ESKO, MN 55733-9734

Mortgage

Document Number	A000505062
Date	Mar 7, 2022
Instrument	A000505062

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1399 Stephen Rd was $4,252.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,252.00
2025		$287,400 (+4.24%) Land $24,200 Building $263,200	$287,400 (+4.24%) Land $24,200 Building $263,200
2024	$3,934.00	$275,700 (+4%) Land $24,200 Building $251,500	$275,700 (+4%) Land $24,200 Building $251,500
2023	$3,934.00	$265,100 (-) Land $24,200 Building $240,900	$265,100 (-) Land $24,200 Building $240,900
2022		$265,100 Land $24,200 Building $240,900	$265,100 Land $24,200 Building $240,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1399 Stephen Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1399 Stephen Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Airfiber.

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