1375 Stephen Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 1375 Stephen Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,270 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Apr 2007)
Tax Bill	$4,232 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-580-0900`

Property Details

APN / Parcel Number

Primary APN	`06-580-0900`
Alternative APN	`6479`

Exterior

Lot Area	15,270 sqft (0.35 acres)

Location & Zoning

Account Number	6479
Street Address	1375 STEPHEN RD
City	CLOQUET
State	MN
Zip	55720-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 12 & 13 ANTUS THIRD ADDITION
Legal Subdivision	ANTUS THIRD ADDITION
Legal Block	3
Legal Lot Number	12
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	2
Census Block	2019
Census Tract	70200

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1375 STEPHEN RD, CLOQUET, MN 55720-2928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 22, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 10, 2018	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2007 · Amount on Record
Deed Sale	Apr 17, 2007 · Amount on Record
Deed Document Number	2007409056
Prior Transfer Date	Aug 22, 2006
Prior Transfer Doc	0000403855
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1375 STEPHEN RD, CLOQUET, MN 55720-2928
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000526016
Date	Mar 25, 2026
Instrument	A000526016

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	Nov 22, 2023
Property Address	1375 STEPHEN RD, CLOQUET, MN 55720-2928
Document Number	A000514530
Instrument Date	Oct 26, 2023
Instrument	A000514530
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 STEPHEN RD, CLOQUET, MN 55720-2928

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1375 STEPHEN RD, CLOQUET, MN 55720-2928
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000497832
Date	Mar 19, 2021
Instrument	A000497832

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1375 STEPHEN RD, CLOQUET, MN 55720-2928
Transaction Type	Mortgage
Record Updated	Sep 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000481684
Date	Aug 10, 2018
Instrument	A000481684

Lender

Name	USAA FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,232.00 (+5.17%) Homeowner's exemption
2025		$303,500 (+4.19%) Land $44,300 Building $259,200	$303,500 (+4.19%) Land $44,300 Building $259,200
2024	$4,024.00 Homeowner's exemption	$291,300 (+3.33%) Land $44,300 Building $247,000	$291,300 (+3.33%) Land $44,300 Building $247,000
2023	$4,024.00 Homeowner's exemption	$281,900 (-) Land $44,300 Building $237,600	$281,900 (-) Land $44,300 Building $237,600
2022		$281,900 Land $44,300 Building $237,600	$281,900 Land $44,300 Building $237,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Airfiber.

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