1399 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1399 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1964
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on File
Last Sale	$481,000 (Jan 2017)
Tax Bill	$6,295 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2017 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`012-287-020-000`

Property Details

APN / Parcel Number

Primary APN	`012-287-020-000`
Alternative APN	`012-287-020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	5,400 sqft (0.124 acres)
Garage Area	507 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	012-287-020
Street Address	1399 HARDING ST
City	SEASIDE
State	CA
Zip	93955-5553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 5 LOT 1, 2 & 3 EXC S 6.7 FT BLK 50 EXC POR TO CITY FOR ST ALSO KN AS THE NLY 75FT OR 74.3 FT OF LOTS 1 2 & 3 BLK 50
Legal Subdivision	CASA VERDE VILLAS
Legal Block	50
Legal Lot Number	1,2
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3001
Census Tract	13500

Owner

1399 Harding St is owned and occupied by an individual who acquired it in September 2021.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1399 HARDING ST, SEASIDE, CA 93955-5553
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Jan 4, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jan 4, 2017	Grant Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2017 · Amount on File
Deed Sale	Jan 4, 2017 · Amount on File
Deed Document Number	2017327
Last Transfer Date	Sep 17, 2021
Transfer Doc	0000063791
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Sep 24, 2021
Property Address	1399 HARDING ST, SEASIDE, CA 93955-5553
Document Number	0000063791
Map Reference	VOL 2 PG 15
Instrument Date	Sep 17, 2021
Instrument	2021063791
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1399 HARDING ST, SEASIDE, CA 93955-5553

Mortgage

Document Number	0000063792
Date	Sep 24, 2021
Instrument	2021063792

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 4, 2017
Property Address	1399 HARDING ST, SEASIDE, CA 93955-5553
Document Number	0000000328
Instrument Date	Dec 29, 2016
Instrument	328
Transaction Type	Transfer
Record Updated	Jan 16, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1399 HARDING ST SEASIDE CA 939555553, SEASIDE, CA 93955-5553

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 4, 2017
Property Address	1399 HARDING ST, SEASIDE, CA 93955-5553
Document Number	0000000327
Instrument Date	Dec 28, 2016
Instrument	327
Transaction Type	Transfer
Record Updated	Jan 16, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$529.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1399 HARDING ST SEASIDE CA 939555553, SEASIDE, CA 93955-5553

Mortgage

Document Number	329,
Date	Jan 4, 2017
Instrument	329

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1399 Harding St was $6,295 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$569,399 (+2%) Land $414,325 Building $155,074
2025	$6,295.00 Homeowner's exemption	$558,235 Land $406,201 Building $152,034
2023	$5,809.00 (+1.41%) Homeowner's exemption	$536,560 Land $390,429 Building $146,131
2022	$5,728.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1399 Harding St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1399 Harding St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 923 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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