1384 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1384 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,622 sqft · built 1963
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Trust Names on File
Last Sale	$525,000 (Oct 2019)
Tax Bill	$6,476 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`012-291-036-000`

Property Details

APN / Parcel Number

Primary APN	`012-291-036-000`
Alternative APN	`012-291-036`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,622 sqft Living Area
1st Floor Area	1,622 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	5,400 sqft (0.124 acres)
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	012-291-036
Street Address	1384 HARDING ST
City	SEASIDE
State	CA
Zip	93955-5554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 5 LOT 7, 9 X 11 BLK 51 EXC POR TO CITY FOR ST
Legal Subdivision	CASA VERDE VILLAS
Legal Block	51
Legal Lot Number	7,9
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3032
Census Tract	13500

Owner

1384 Harding St is owner-occupied and held in a trust since October 2024.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1384 HARDING ST, SEASIDE, CA 93955-5554
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 30, 2019	Affidavit of Death, Transfer CHICAGO TITLE SALINAS
Oct 30, 2019	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on File
Deed Sale	Oct 30, 2019 · Amount on File
Deed Document Number	201951177
Last Transfer Date	Oct 26, 2024
Transfer Doc	0000002678
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1384 HARDING ST, SEASIDE, CA 93955-5554
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1384 HARDING ST, SEASIDE, CA 93955-5554

Mortgage

Document Number	0000001195
Date	Jan 7, 2021
Instrument	2021001195

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Oct 30, 2019
Property Address	1384 HARDING ST, SEASIDE, CA 93955-5554
Document Number	0000051176
Instrument Date	Oct 28, 2019
Instrument	51176
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	CHICAGO TITLE SALINAS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	17683 RIVERBEND RD SALINAS CA 939081421, SALINAS, CA 93908-1421

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 30, 2019
Property Address	1384 HARDING ST, SEASIDE, CA 93955-5554
Document Number	0000051177
Map Reference	VOL 2 PG 15
Instrument Date	Oct 24, 2019
Instrument	2019051177
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1384 HARDING ST, SEASIDE, CA 93955-5554

Mortgage

Document Number	0000051178
Date	Oct 30, 2019
Instrument	2019051178

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1384 Harding St was $6,476 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$664,160 (+15.68%) Land $410,115 Building $254,045
2025	$6,476.00 Homeowner's exemption	$574,160 Land $410,115 Building $164,045
2023	$5,975.00 (+1.43%) Homeowner's exemption	$551,867 Land $394,191 Building $157,676
2022	$5,891.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1384 Harding St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1384 Harding St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 923 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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