13988 Firelight Ct, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 13988 Firelight Ct, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,722 sqft · built 1996
Lot Size	0.484 acres (21,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Nov 2021)
Tax Bill	$6,476 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-85280-05-080`

Property Details

APN / Parcel Number

Primary APN	`01-85280-05-080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,722 sqft Living Area
Gross Area	4,392 sqft
1st Floor Area	1,358 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Lot Area	21,080 sqft (0.484 acres)
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13988 FIRELIGHT CT
City	SAINT PAUL
State	MN
Zip	55124-5051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNDEMERE ADDITION 8 5
Legal Subdivision	WYNDEMERE ADDITION
Legal Block	5
Legal Lot Number	80
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1014
Census Tract	60823

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13988 FIRELIGHT CT, SAINT PAUL, MN 55124-5051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Warranty Deed, Transfer · Conventional Mortgage ONWARD FINANCING LLC
Mar 31, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 5, 2020	Deed of Trust, Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Prior Sale	Jan 23, 2015 · Amount on Record
Deed Document Number	20213504242
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Nov 9, 2021
Property Address	13988 FIRELIGHT CT, APPLE VALLEY, MN 55124-5051
Document Number	0003504242
Instrument Date	Oct 27, 2021
Instrument	3504242
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	ON SITE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,815.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13988 FIRELIGHT CT, APPLE VALLEY, MN 55124-5051

Mortgage

Document Number	0003504243
Date	Nov 9, 2021
Instrument	3504243

Lender

Name	ONWARD FINANCING LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13988 FIRELIGHT CT, APPLE VALLEY, MN 55124-5051
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003451189
Date	Mar 31, 2021
Instrument	3451189

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13988 FIRELIGHT CT, APPLE VALLEY, MN 55124-5051
Document Number	0003377107
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13988 FIRELIGHT CT APPLE VALLEY MN 551245051, APPLE VALLEY, MN 55124-5051

Mortgage

Document Number	0003377107
Date	Jun 16, 2020
Instrument	3377107

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,476.00	$513,300 Land $123,800 Building $389,500	$513,300 Land $123,800 Building $389,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Metronet, Midco, Netwave Broadband.

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