13922 Firelight Ct, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 13922 Firelight Ct, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,683 sqft · built 1995
Lot Size	0.289 acres (12,588 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,000 (May 2019)
Tax Bill	$5,490 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-85280-05-110`

Property Details

APN / Parcel Number

Primary APN	`01-85280-05-110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,683 sqft Living Area
Gross Area	3,199 sqft
1st Floor Area	1,037 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	12,588 sqft (0.289 acres)
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13922 FIRELIGHT CT
City	SAINT PAUL
State	MN
Zip	55124-5051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNDEMERE ADDITION 11 5
Legal Subdivision	WYNDEMERE ADDITION
Legal Block	5
Legal Lot Number	110
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1014
Census Tract	60823

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13922 FIRELIGHT CT, SAINT PAUL, MN 55124-5051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage SPIRE CU
Aug 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 24, 2019	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	May 17, 1996 · Amount on Record
Deed Document Number	20193306355
Prior Transfer Date	May 15, 2013
Prior Transfer Doc	0002953680
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13922 FIRELIGHT CT, APPLE VALLEY, MN 55124-5051
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003606107
Date	Oct 16, 2023
Instrument	3606107

Lender

Name	SPIRE CU
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 15, 2038

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13922 FIRELIGHT CT, APPLE VALLEY, MN 55124-5051
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003392983
Date	Aug 24, 2020
Instrument	3392983

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jul 1, 2048

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	May 24, 2019
Property Address	13922 FIRELIGHT CT, APPLE VALLEY, MN 55124-5051
Document Number	0003306355
Instrument Date	May 16, 2019
Instrument	3306355
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,217.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13922 FIRELIGHT CT APPLE VALLEY MN 551245051, APPLE VALLEY, MN 55124-5051

Mortgage

Document Number	3306356
Date	May 24, 2019
Instrument	3306356

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,490.00	$442,200 Land $123,800 Building $318,400	$442,200 Land $123,800 Building $318,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GigFire, Metronet, Southeast MN Wifi.

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